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Jo Daviess County · Illinois

ZIP code 61059

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 61059 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
176

ZCTA residents

Median income
$52,155

Household, past 12 months

Median home
$74,400

Owner-occupied value

Sales tax
6.25%

Illinois state rate

Quick answer

ZIP 61059 sits in Jo Daviess County, Illinois and is home to 176 people. Median household income is $52,155, the median home is worth $74,400 and median gross rent is $1,109. 63.5% of households own their home, and purchases are taxed at 6.25% (Illinois state rate).

County
Jo Daviess County

FIPS 17085

State
Illinois (IL)

1,396 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 61059

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
176ZIP 61059 residents
Median household income
$52,155Past 12 months, inflation adjusted
Median home value
$74,400Owner-occupied units
Median gross rent
$1,109Rent plus utilities, monthly
Median age
44.5 yrsAll residents
Homeownership rate
63.5%Owner-occupied households

ZIP 61059 in context

How this area compares with national benchmarks.

ZIP 61059 is a very small community in Jo Daviess County, Illinois, with 176 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1301 of 1,396 ranked by population — larger than 6% of them. The median age here is 44.5 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 61059 earn a median of $52,155 a year, 33.6% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 5.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 61059 is valued at $74,400, 75.5% below the national figure, while median gross rent runs $1,109 a month, 21.1% below the national figure, or roughly $13,308 across a full year. A household on the local median income would put about 25.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.4×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 63.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 176 residents, a handful of survey responses moves every median on this page. Compare ZIP 61059 against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 61059 in context

How 61059 sits inside Jo Daviess County and Illinois.

ZIP 61059 is tabulated inside Jo Daviess County, Illinois, one of 9 ZIP areas the Census publishes for that county and 1,396 across Illinois. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 61059 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 61059 reports a median household income of $52,155, 31% below the $75,833 county median, and 28% below the $72,734 typical IL ZIP. Owner-occupied homes are valued at a median of $74,400, 57% below the county figure and 49% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,109 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Illinois charges 6.25% statewide, and local governments overlapping 61059 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 61059 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 61059

What a purchase inside this ZIP costs at checkout.

Rate applied
6.25%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$63Before any exemptions

Illinois levies 6.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
1.4×Home value ÷ household income
Est. mortgage
$386/mo20% down, 30-yr at 6.75%
Poverty rate
5.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 61059 compares

ZIP 61059 against the median ZIP in Jo Daviess County and across Illinois.

MeasureZIP 61059County medianState medianvs state
Median household income$52,155$75,833$72,734-28%
Median home value$74,400$174,400$146,900-49%
Median gross rent$1,109$775$906+22%
Population1761,6481,856-91%

Medians are computed across the 9 ZIP areas in Jo Daviess County and the 1396 ZIP areas in Illinois.

Statewide rank

Where this ZIP places among all 1396 Illinois ZIP areas.

Income

richer than 13% of 1,344 state ZIPs

#1,175
Home value

above 6% of 1,335 state ZIPs

#1,250
Population

larger than 7% of 1,396 state ZIPs

#1,301

Comparable ZIP codes

Illinois ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
62301Adams County$52,212$124,200$805
62439Lawrence County$52,083$98,200$824
62863Wabash County$52,073$104,000$772
62477Clark County$52,330$152,100$1,311
60936Ford County$51,952$151,000$802
62051Montgomery County$51,875$99,600$478

Nearby ZIP codes

Other ZIP codes filed under Jo Daviess County.

Adjacent ZIP Codes

Other ZIP codes in Jo Daviess County, Illinois.

ZIP 61059 questions

Common questions about this ZIP code.

Where is ZIP code 61059?
ZIP 61059 lies mostly in Jo Daviess County, Illinois. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 61059?
Illinois charges 6.25% statewide, plus any county, city or district rate that applies locally.
Is 61059 expensive to live in?
Median rent runs $1,109 a month, about 26% of median household income, and the median home is worth $74,400 — -49% against the typical Illinois ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 61059, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.