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Muscogee County · Georgia

ZIP code 31906

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 31906 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
20,312

ZCTA residents

Median income
$41,913

Household, past 12 months

Median home
$170,400

Owner-occupied value

Sales tax
4%

Georgia state rate

Quick answer

ZIP 31906 sits in Muscogee County, Georgia and is home to 20,312 people. Median household income is $41,913, the median home is worth $170,400 and median gross rent is $872. 46.2% of households own their home, and purchases are taxed at 4% (Georgia state rate).

County
Muscogee County

FIPS 13215

State
Georgia (GA)

751 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 31906

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
20,312ZIP 31906 residents
Median household income
$41,913Past 12 months, inflation adjusted
Median home value
$170,400Owner-occupied units
Median gross rent
$872Rent plus utilities, monthly
Median age
37.9 yrsAll residents
Homeownership rate
46.2%Owner-occupied households

ZIP 31906 in context

How this area compares with national benchmarks.

ZIP 31906 is a mid-size town in Muscogee County, Georgia, with 20,312 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #207 of 751 ranked by population — larger than 72% of them. The median age here is 37.9 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 31906 earn a median of $41,913 a year, 46.6% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 23.8% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 31906 is valued at $170,400, 43.8% below the national figure, while median gross rent runs $872 a month, 38% below the national figure, or roughly $10,464 across a full year. A household on the local median income would put about 25% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 46.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 31906 in context

How 31906 sits inside Muscogee County and Georgia.

ZIP 31906 is tabulated inside Muscogee County, Georgia, one of 8 ZIP areas the Census publishes for that county and 751 across Georgia. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 31906 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 31906 reports a median household income of $41,913, 29% below the $59,123 county median, and 32% below the $61,524 typical GA ZIP. Owner-occupied homes are valued at a median of $170,400, 18% below the county figure and 12% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $872 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Georgia charges 4% statewide, and local governments overlapping 31906 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 31906 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 31906

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

Georgia levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
25%Median rent ÷ median income
Price-to-income
4.1×Home value ÷ household income
Est. mortgage
$884/mo20% down, 30-yr at 6.75%
Poverty rate
23.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 31906 compares

ZIP 31906 against the median ZIP in Muscogee County and across Georgia.

MeasureZIP 31906County medianState medianvs state
Median household income$41,913$59,123$61,524-32%
Median home value$170,400$207,300$194,200-12%
Median gross rent$872$1,036$965-10%
Population20,31219,9175,994+239%

Medians are computed across the 8 ZIP areas in Muscogee County and the 751 ZIP areas in Georgia.

Statewide rank

Where this ZIP places among all 751 Georgia ZIP areas.

Income

richer than 11% of 689 state ZIPs

#613
Home value

above 43% of 672 state ZIPs

#385
Population

larger than 72% of 751 state ZIPs

#207

Comparable ZIP codes

Georgia ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
31015Crisp County$41,930$125,000$741
31519Coffee County$41,563$152,900$663
30555Fannin County$41,500$133,000$850
30315Fulton County$42,383$266,200$989
31709Sumter County$41,400$130,600$904
30453Tattnall County$41,399$107,400$695

Nearby ZIP codes

Other ZIP codes filed under Muscogee County.

Adjacent ZIP Codes

Other ZIP codes in Muscogee County, Georgia.

ZIP 31906 questions

Common questions about this ZIP code.

Where is ZIP code 31906?
ZIP 31906 lies mostly in Muscogee County, Georgia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 31906?
Georgia charges 4% statewide, plus any county, city or district rate that applies locally.
Is 31906 expensive to live in?
Median rent runs $872 a month, about 25% of median household income, and the median home is worth $170,400 — -12% against the typical Georgia ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 31906, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.