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Irwin County · Georgia

ZIP code 31774

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 31774 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
5,788

ZCTA residents

Median income
$50,242

Household, past 12 months

Median home
$95,900

Owner-occupied value

Sales tax
4%

Georgia state rate

Quick answer

ZIP 31774 sits in Irwin County, Georgia and is home to 5,788 people. Median household income is $50,242, the median home is worth $95,900 and median gross rent is $792. 63.8% of households own their home, and purchases are taxed at 4% (Georgia state rate).

County
Irwin County

FIPS 13155

State
Georgia (GA)

751 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 31774

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
5,788ZIP 31774 residents
Median household income
$50,242Past 12 months, inflation adjusted
Median home value
$95,900Owner-occupied units
Median gross rent
$792Rent plus utilities, monthly
Median age
40.1 yrsAll residents
Homeownership rate
63.8%Owner-occupied households

ZIP 31774 in context

How this area compares with national benchmarks.

ZIP 31774 is a mid-size town in Irwin County, Georgia, with 5,788 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #382 of 751 ranked by population — larger than 49% of them. The median age here is 40.1 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 31774 earn a median of $50,242 a year, 36% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 19.4% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 31774 is valued at $95,900, 68.4% below the national figure, while median gross rent runs $792 a month, 43.7% below the national figure, or roughly $9,504 across a full year. A household on the local median income would put about 18.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.9×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 63.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 31774 in context

How 31774 sits inside Irwin County and Georgia.

ZIP 31774 is tabulated inside Irwin County, Georgia, one of 3 ZIP areas the Census publishes for that county and 751 across Georgia. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 31774 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 31774 reports a median household income of $50,242, close to the $50,242 county median, and 18% below the $61,524 typical GA ZIP. Owner-occupied homes are valued at a median of $95,900, close to the county figure and 51% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $792 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Georgia charges 4% statewide, and local governments overlapping 31774 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 31774 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 31774

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

Georgia levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
1.9×Home value ÷ household income
Est. mortgage
$498/mo20% down, 30-yr at 6.75%
Poverty rate
19.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 31774 compares

ZIP 31774 against the median ZIP in Irwin County and across Georgia.

MeasureZIP 31774County medianState medianvs state
Median household income$50,242$50,242$61,524-18%
Median home value$95,900$95,900$194,200-51%
Median gross rent$792$931$965-18%
Population5,7881,1885,994-3%

Medians are computed across the 3 ZIP areas in Irwin County and the 751 ZIP areas in Georgia.

Statewide rank

Where this ZIP places among all 751 Georgia ZIP areas.

Income

richer than 27% of 689 state ZIPs

#501
Home value

above 14% of 672 state ZIPs

#577
Population

larger than 49% of 751 state ZIPs

#382

Comparable ZIP codes

Georgia ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
31070Dooly County$50,217$92,500$734
31401Chatham County$50,182$477,600$1,428
30577Stephens County$50,096$168,900$812
31055Telfair County$50,394$139,800$647
30458Bulloch County$50,036$190,100$947
31779Mitchell County$50,450$115,300$738

Nearby ZIP codes

Other ZIP codes filed under Irwin County.

Adjacent ZIP Codes

Other ZIP codes in Irwin County, Georgia.

ZIP 31774 questions

Common questions about this ZIP code.

Where is ZIP code 31774?
ZIP 31774 lies mostly in Irwin County, Georgia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 31774?
Georgia charges 4% statewide, plus any county, city or district rate that applies locally.
Is 31774 expensive to live in?
Median rent runs $792 a month, about 19% of median household income, and the median home is worth $95,900 — -51% against the typical Georgia ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 31774, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.