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Lowndes County · Georgia

ZIP code 31641

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 31641 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,765

ZCTA residents

Median income
$46,500

Household, past 12 months

Median home
$178,100

Owner-occupied value

Sales tax
4%

Georgia state rate

Quick answer

ZIP 31641 sits in Lowndes County, Georgia and is home to 1,765 people. Median household income is $46,500, the median home is worth $178,100 and median gross rent is $1,097. 88% of households own their home, and purchases are taxed at 4% (Georgia state rate).

County
Lowndes County

FIPS 13185

State
Georgia (GA)

751 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 31641

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,765ZIP 31641 residents
Median household income
$46,500Past 12 months, inflation adjusted
Median home value
$178,100Owner-occupied units
Median gross rent
$1,097Rent plus utilities, monthly
Median age
48.6 yrsAll residents
Homeownership rate
88%Owner-occupied households

ZIP 31641 in context

How this area compares with national benchmarks.

ZIP 31641 is a small town in Lowndes County, Georgia, with 1,765 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #562 of 751 ranked by population — larger than 25% of them. The median age here is 48.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 31641 earn a median of $46,500 a year, 40.8% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 26.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 31641 is valued at $178,100, 41.3% below the national figure, while median gross rent runs $1,097 a month, 22% below the national figure, or roughly $13,164 across a full year. A household on the local median income would put about 28.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 88% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 31641 in context

How 31641 sits inside Lowndes County and Georgia.

ZIP 31641 is tabulated inside Lowndes County, Georgia, one of 8 ZIP areas the Census publishes for that county and 751 across Georgia. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 31641 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 31641 reports a median household income of $46,500, 9% below the $51,240 county median, and 24% below the $61,524 typical GA ZIP. Owner-occupied homes are valued at a median of $178,100, 8% below the county figure and 8% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,097 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Georgia charges 4% statewide, and local governments overlapping 31641 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 31641 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 31641

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

Georgia levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
28%Median rent ÷ median income
Price-to-income
3.8×Home value ÷ household income
Est. mortgage
$924/mo20% down, 30-yr at 6.75%
Poverty rate
26.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 31641 compares

ZIP 31641 against the median ZIP in Lowndes County and across Georgia.

MeasureZIP 31641County medianState medianvs state
Median household income$46,500$51,240$61,524-24%
Median home value$178,100$192,700$194,200-8%
Median gross rent$1,097$1,015$965+14%
Population1,7659,3485,994-71%

Medians are computed across the 8 ZIP areas in Lowndes County and the 751 ZIP areas in Georgia.

Statewide rank

Where this ZIP places among all 751 Georgia ZIP areas.

Income

richer than 19% of 689 state ZIPs

#561
Home value

above 44% of 672 state ZIPs

#374
Population

larger than 25% of 751 state ZIPs

#562

Comparable ZIP codes

Georgia ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
39862Calhoun County$46,500$112,000$822
30742Catoosa County$46,473$184,800$931
30411Wheeler County$46,440$75,100$565
30234Butts County$46,397$200,500$678
39870Baker County$46,351$112,500$618
30434Jefferson County$46,667$106,800$722

Nearby ZIP codes

Other ZIP codes filed under Lowndes County.

Adjacent ZIP Codes

Other ZIP codes in Lowndes County, Georgia.

ZIP 31641 questions

Common questions about this ZIP code.

Where is ZIP code 31641?
ZIP 31641 lies mostly in Lowndes County, Georgia. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 31641?
Georgia charges 4% statewide, plus any county, city or district rate that applies locally.
Is 31641 expensive to live in?
Median rent runs $1,097 a month, about 28% of median household income, and the median home is worth $178,100 — -8% against the typical Georgia ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 31641, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.