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Lake County · Florida

ZIP code 34797

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 34797 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
1,142

ZCTA residents

Median income
$127,616

Household, past 12 months

Median home
$387,700

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 34797 sits in Lake County, Florida and is home to 1,142 people. Median household income is $127,616, the median home is worth $387,700 and median gross rent is —. 97.1% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Lake County

FIPS 12069

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 34797

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
1,142ZIP 34797 residents
Median household income
$127,616Past 12 months, inflation adjusted
Median home value
$387,700Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
71.5 yrsAll residents
Homeownership rate
97.1%Owner-occupied households

ZIP 34797 in context

How this area compares with national benchmarks.

ZIP 34797 is a small town in Lake County, Florida, with 1,142 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #907 of 1,013 ranked by population — larger than 10% of them. The median age here is 71.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 34797 earn a median of $127,616 a year, 62.5% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 3.2% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 34797 is valued at $387,700, 27.8% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 97.1% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 71.5 puts ZIP 34797 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

The Census withheld gross rent for ZIP 34797 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 34797 in context

How 34797 sits inside Lake County and Florida.

ZIP 34797 is tabulated inside Lake County, Florida, one of 24 ZIP areas the Census publishes for that county and 1,013 across Florida. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 34797 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 34797 reports a median household income of $127,616, 86% above the $68,503 county median, and 83% above the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $387,700, 42% above the county figure and 31% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 34797 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 34797 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 34797

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
3.0×Home value ÷ household income
Est. mortgage
$2,012/mo20% down, 30-yr at 6.75%
Poverty rate
3.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 34797 compares

ZIP 34797 against the median ZIP in Lake County and across Florida.

MeasureZIP 34797County medianState medianvs state
Median household income$127,616$68,503$69,820+83%
Median home value$387,700$272,100$295,700+31%
Median gross rent—$1,417$1,494—
Population1,14211,91118,904-94%

Medians are computed across the 24 ZIP areas in Lake County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 96% of 948 state ZIPs

#35
Home value

above 72% of 935 state ZIPs

#260
Population

larger than 10% of 1,013 state ZIPs

#907

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
33328Broward County$127,386$523,600$2,171
32081St. Johns County$128,316$590,200$3,444
32949Brevard County$126,146$497,200—
34240Sarasota County$126,048$622,100$2,306
33498Palm Beach County$129,615$597,100$3,501
32814Orange County$129,712$751,400$2,224

Nearby ZIP codes

Other ZIP codes filed under Lake County.

Adjacent ZIP Codes

Other ZIP codes in Lake County, Florida.

ZIP 34797 questions

Common questions about this ZIP code.

Where is ZIP code 34797?
ZIP 34797 lies mostly in Lake County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 34797?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 34797 expensive to live in?
Median rent runs — a month, and the median home is worth $387,700 — +31% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 34797, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.