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Osceola County · Florida

ZIP code 34769

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 34769 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
29,247

ZCTA residents

Median income
$58,764

Household, past 12 months

Median home
$271,800

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 34769 sits in Osceola County, Florida and is home to 29,247 people. Median household income is $58,764, the median home is worth $271,800 and median gross rent is $1,400. 65.5% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Osceola County

FIPS 12097

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 34769

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
29,247ZIP 34769 residents
Median household income
$58,764Past 12 months, inflation adjusted
Median home value
$271,800Owner-occupied units
Median gross rent
$1,400Rent plus utilities, monthly
Median age
36 yrsAll residents
Homeownership rate
65.5%Owner-occupied households

ZIP 34769 in context

How this area compares with national benchmarks.

ZIP 34769 is a small city in Osceola County, Florida, with 29,247 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #301 of 1,013 ranked by population — larger than 70% of them. The median age here is 36 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 34769 earn a median of $58,764 a year, 25.2% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 14.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 34769 is valued at $271,800, 10.4% below the national figure, while median gross rent runs $1,400 a month, essentially level with the national figure, or roughly $16,800 across a full year. A household on the local median income would put about 28.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 65.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 34769 in context

How 34769 sits inside Osceola County and Florida.

ZIP 34769 is tabulated inside Osceola County, Florida, one of 13 ZIP areas the Census publishes for that county and 1,013 across Florida. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 34769 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 34769 reports a median household income of $58,764, 15% below the $68,757 county median, and 16% below the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $271,800, 12% below the county figure and 8% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,400 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 34769 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 34769 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 34769

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
29%Median rent ÷ median income
Price-to-income
4.6×Home value ÷ household income
Est. mortgage
$1,410/mo20% down, 30-yr at 6.75%
Poverty rate
14.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 34769 compares

ZIP 34769 against the median ZIP in Osceola County and across Florida.

MeasureZIP 34769County medianState medianvs state
Median household income$58,764$68,757$69,820-16%
Median home value$271,800$309,850$295,700-8%
Median gross rent$1,400$1,780$1,494-6%
Population29,24731,36818,904+55%

Medians are computed across the 13 ZIP areas in Osceola County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 28% of 948 state ZIPs

#678
Home value

above 42% of 935 state ZIPs

#546
Population

larger than 70% of 1,013 state ZIPs

#301

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
32640Alachua County$58,727$153,600$959
33168Miami-Dade County$58,636$329,000$1,576
33440Hendry County$58,559$159,900$898
32534Escambia County$59,013$192,500$1,350
32625Levy County$59,036$267,200$918
32810Orange County$58,462$260,000$1,545

Nearby ZIP codes

Other ZIP codes filed under Osceola County.

Adjacent ZIP Codes

Other ZIP codes in Osceola County, Florida.

ZIP 34769 questions

Common questions about this ZIP code.

Where is ZIP code 34769?
ZIP 34769 lies mostly in Osceola County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 34769?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 34769 expensive to live in?
Median rent runs $1,400 a month, about 29% of median household income, and the median home is worth $271,800 — -8% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 34769, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.