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ZipNumbers

Pinellas County · Florida

ZIP code 34685

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 34685 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
17,895

ZCTA residents

Median income
$87,658

Household, past 12 months

Median home
$479,400

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 34685 sits in Pinellas County, Florida and is home to 17,895 people. Median household income is $87,658, the median home is worth $479,400 and median gross rent is $1,884. 76.7% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Pinellas County

FIPS 12103

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 34685

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
17,895ZIP 34685 residents
Median household income
$87,658Past 12 months, inflation adjusted
Median home value
$479,400Owner-occupied units
Median gross rent
$1,884Rent plus utilities, monthly
Median age
48.7 yrsAll residents
Homeownership rate
76.7%Owner-occupied households

Sales tax in 34685

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
26%Median rent ÷ median income
Price-to-income
5.5×Home value ÷ household income
Est. mortgage
$2,488/mo20% down, 30-yr at 6.75%
Poverty rate
5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 34685 compares

ZIP 34685 against the median ZIP in Pinellas County and across Florida.

MeasureZIP 34685County medianState medianvs state
Median household income$87,658$70,244$69,820+26%
Median home value$479,400$312,500$295,700+62%
Median gross rent$1,884$1,570$1,494+26%
Population17,89519,75218,904-5%

Medians are computed across the 48 ZIP areas in Pinellas County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 76% of 948 state ZIPs

#230
Home value

above 85% of 935 state ZIPs

#143
Population

larger than 47% of 1,013 state ZIPs

#541

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
32225Duval County$87,715$324,300$1,673
33920Lee County$87,601$376,000$1,119
34293Sarasota County$87,543$368,100$1,831
32968Indian River County$87,801$357,800$1,716
33154Miami-Dade County$87,806$741,400$2,245
32708Seminole County$87,889$352,600$1,782

Nearby ZIP codes

Other ZIP codes filed under Pinellas County.

ZIP 34685 questions

Common questions about this ZIP code.

Where is ZIP code 34685?
ZIP 34685 lies mostly in Pinellas County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 34685?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 34685 expensive to live in?
Median rent runs $1,884 a month, about 26% of median household income, and the median home is worth $479,400+62% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 34685, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.