ZIP code 34668

ZIP 34668 is a small city in Pasco County, Florida, with 48,025 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #89 of 1,013 ranked by population — larger than 91% of them. The median age here is 42.2 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 34668 earn a median of $45,760 a year, 41.7% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 17.7% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 34668 is valued at $168,800, 44.4% below the national figure, while median gross rent runs $1,278 a month, 9.1% below the national figure, or roughly $15,336 across a full year. A household on the local median income would put about 33.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 3.7×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 63.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

ZIP 34668 is the unusual combination of expensive to rent and cheap to buy: rent takes 33.5% of median income while homes cost only 3.7× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 34668 is tabulated inside Pasco County, Florida, one of 24 ZIP areas the Census publishes for that county and 1,013 across Florida. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 34668 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 34668 reports a median household income of $45,760, 27% below the $62,554 county median, and 34% below the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $168,800, 27% below the county figure and 43% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,278 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 34668 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 34668 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.