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ZipNumbers

Citrus County · Florida

ZIP code 34428

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 34428 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
9,325

ZCTA residents

Median income
$48,185

Household, past 12 months

Median home
$236,100

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 34428 sits in Citrus County, Florida and is home to 9,325 people. Median household income is $48,185, the median home is worth $236,100 and median gross rent is $890. 75.2% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Citrus County

FIPS 12017

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 34428

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
9,325ZIP 34428 residents
Median household income
$48,185Past 12 months, inflation adjusted
Median home value
$236,100Owner-occupied units
Median gross rent
$890Rent plus utilities, monthly
Median age
55.4 yrsAll residents
Homeownership rate
75.2%Owner-occupied households

Sales tax in 34428

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
22%Median rent ÷ median income
Price-to-income
4.9×Home value ÷ household income
Est. mortgage
$1,225/mo20% down, 30-yr at 6.75%
Poverty rate
24.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 34428 compares

ZIP 34428 against the median ZIP in Citrus County and across Florida.

MeasureZIP 34428County medianState medianvs state
Median household income$48,185$56,553$69,820-31%
Median home value$236,100$217,100$295,700-20%
Median gross rent$890$1,046$1,494-40%
Population9,32510,47318,904-51%

Medians are computed across the 15 ZIP areas in Citrus County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 11% of 948 state ZIPs

#841
Home value

above 31% of 935 state ZIPs

#647
Population

larger than 30% of 1,013 state ZIPs

#712

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
33009Broward County$48,196$248,300$1,576
32179Marion County$48,214$162,700$1,075
32609Alachua County$48,121$174,500$1,159
33936Hendry County$48,260$205,500$1,260
32348Taylor County$48,343$96,300$932
34785Sumter County$48,004$210,500$1,082

Nearby ZIP codes

Other ZIP codes filed under Citrus County.

ZIP 34428 questions

Common questions about this ZIP code.

Where is ZIP code 34428?
ZIP 34428 lies mostly in Citrus County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 34428?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 34428 expensive to live in?
Median rent runs $890 a month, about 22% of median household income, and the median home is worth $236,100-20% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 34428, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.