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Manatee County · Florida

ZIP code 34221

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 34221 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
54,923

ZCTA residents

Median income
$74,314

Household, past 12 months

Median home
$298,200

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 34221 sits in Manatee County, Florida and is home to 54,923 people. Median household income is $74,314, the median home is worth $298,200 and median gross rent is $1,459. 80.5% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Manatee County

FIPS 12081

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 34221

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
54,923ZIP 34221 residents
Median household income
$74,314Past 12 months, inflation adjusted
Median home value
$298,200Owner-occupied units
Median gross rent
$1,459Rent plus utilities, monthly
Median age
46.6 yrsAll residents
Homeownership rate
80.5%Owner-occupied households

ZIP 34221 in context

How this area compares with national benchmarks.

ZIP 34221 is a small city in Manatee County, Florida, with 54,923 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #51 of 1,013 ranked by population — larger than 95% of them. The median age here is 46.6 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 34221 earn a median of $74,314 a year, 5.4% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 11.6% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 34221 is valued at $298,200, 1.7% below the national figure, while median gross rent runs $1,459 a month, 3.8% above the national figure, or roughly $17,508 across a full year. A household on the local median income would put about 23.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 80.5% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 34221 in context

How 34221 sits inside Manatee County and Florida.

ZIP 34221 is tabulated inside Manatee County, Florida, one of 19 ZIP areas the Census publishes for that county and 1,013 across Florida. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 34221 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 34221 reports a median household income of $74,314, 8% below the $80,829 county median, and 6% above the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $298,200, 29% below the county figure and close to the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,459 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 34221 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 34221 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 34221

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
4.0×Home value ÷ household income
Est. mortgage
$1,547/mo20% down, 30-yr at 6.75%
Poverty rate
11.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 34221 compares

ZIP 34221 against the median ZIP in Manatee County and across Florida.

MeasureZIP 34221County medianState medianvs state
Median household income$74,314$80,829$69,820+6%
Median home value$298,200$420,400$295,700+1%
Median gross rent$1,459$1,605$1,494-2%
Population54,92324,46718,904+191%

Medians are computed across the 19 ZIP areas in Manatee County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 58% of 948 state ZIPs

#398
Home value

above 51% of 935 state ZIPs

#459
Population

larger than 95% of 1,013 state ZIPs

#51

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
32087Baker County$74,286$243,900$835
32812Orange County$74,245$342,800$1,561
32094Suwannee County$74,423$181,300$885
34714Lake County$74,470$343,600$1,642
33455Martin County$74,149$395,600$1,193
33950Charlotte County$74,484$393,500$1,192

Nearby ZIP codes

Other ZIP codes filed under Manatee County.

Adjacent ZIP Codes

Other ZIP codes in Manatee County, Florida.

ZIP 34221 questions

Common questions about this ZIP code.

Where is ZIP code 34221?
ZIP 34221 lies mostly in Manatee County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 34221?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 34221 expensive to live in?
Median rent runs $1,459 a month, about 24% of median household income, and the median home is worth $298,200 — +1% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 34221, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.