Skip to content
ZipNumbers

Collier County · Florida

ZIP code 34109

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 34109 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
26,644

ZCTA residents

Median income
$91,073

Household, past 12 months

Median home
$628,700

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 34109 sits in Collier County, Florida and is home to 26,644 people. Median household income is $91,073, the median home is worth $628,700 and median gross rent is $1,873. 68.1% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Collier County

FIPS 12021

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 34109

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
26,644ZIP 34109 residents
Median household income
$91,073Past 12 months, inflation adjusted
Median home value
$628,700Owner-occupied units
Median gross rent
$1,873Rent plus utilities, monthly
Median age
55.5 yrsAll residents
Homeownership rate
68.1%Owner-occupied households

Sales tax in 34109

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
25%Median rent ÷ median income
Price-to-income
6.9×Home value ÷ household income
Est. mortgage
$3,262/mo20% down, 30-yr at 6.75%
Poverty rate
10.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 34109 compares

ZIP 34109 against the median ZIP in Collier County and across Florida.

MeasureZIP 34109County medianState medianvs state
Median household income$91,073$94,702$69,820+30%
Median home value$628,700$456,300$295,700+113%
Median gross rent$1,873$1,955$1,494+25%
Population26,64418,11518,904+41%

Medians are computed across the 22 ZIP areas in Collier County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 79% of 948 state ZIPs

#200
Home value

above 93% of 935 state ZIPs

#65
Population

larger than 65% of 1,013 state ZIPs

#354

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
33762Pinellas County$91,024$332,000$1,711
32080St. Johns County$91,201$497,500$1,631
32833Orange County$91,277$390,500$1,422
34484Sumter County$90,826$375,800
33178Miami-Dade County$91,338$499,300$2,609
33018Miami-Dade County$90,805$436,300$2,066

Nearby ZIP codes

Other ZIP codes filed under Collier County.

ZIP 34109 questions

Common questions about this ZIP code.

Where is ZIP code 34109?
ZIP 34109 lies mostly in Collier County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 34109?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 34109 expensive to live in?
Median rent runs $1,873 a month, about 25% of median household income, and the median home is worth $628,700+113% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 34109, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.