ZIP code 33815

ZIP 33815 is a mid-size town in Polk County, Florida, with 14,457 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #617 of 1,013 ranked by population — larger than 39% of them. The median age here is 42.2 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 33815 earn a median of $36,445 a year, 53.6% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 22.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 33815 is valued at $42,700, 85.9% below the national figure, while median gross rent runs $1,078 a month, 23.3% below the national figure, or roughly $12,936 across a full year. A household on the local median income would put about 35.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 1.2×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 58.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

ZIP 33815 is the unusual combination of expensive to rent and cheap to buy: rent takes 35.5% of median income while homes cost only 1.2× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 33815 is tabulated inside Polk County, Florida, one of 40 ZIP areas the Census publishes for that county and 1,013 across Florida. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 33815 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 33815 reports a median household income of $36,445, 42% below the $62,373 county median, and 48% below the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $42,700, 80% below the county figure and 86% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,078 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 33815 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 33815 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.