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Brevard County · Florida

ZIP code 32903

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 32903 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
13,925

ZCTA residents

Median income
$101,549

Household, past 12 months

Median home
$495,700

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 32903 sits in Brevard County, Florida and is home to 13,925 people. Median household income is $101,549, the median home is worth $495,700 and median gross rent is $1,700. 84.7% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Brevard County

FIPS 12009

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 32903

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
13,925ZIP 32903 residents
Median household income
$101,549Past 12 months, inflation adjusted
Median home value
$495,700Owner-occupied units
Median gross rent
$1,700Rent plus utilities, monthly
Median age
51.2 yrsAll residents
Homeownership rate
84.7%Owner-occupied households

ZIP 32903 in context

How this area compares with national benchmarks.

ZIP 32903 is a mid-size town in Brevard County, Florida, with 13,925 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #626 of 1,013 ranked by population — larger than 38% of them. The median age here is 51.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 32903 earn a median of $101,549 a year, 29.3% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 8% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 32903 is valued at $495,700, 63.4% above the national figure, while median gross rent runs $1,700 a month, 20.9% above the national figure, or roughly $20,400 across a full year. A household on the local median income would put about 20.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.9×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 84.7% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

A median age of 51.2 puts ZIP 32903 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 32903 in context

How 32903 sits inside Brevard County and Florida.

ZIP 32903 is tabulated inside Brevard County, Florida, one of 30 ZIP areas the Census publishes for that county and 1,013 across Florida. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 32903 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 32903 reports a median household income of $101,549, 24% above the $81,969 county median, and 45% above the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $495,700, 68% above the county figure and 68% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,700 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 32903 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 32903 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 32903

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
4.9×Home value ÷ household income
Est. mortgage
$2,572/mo20% down, 30-yr at 6.75%
Poverty rate
8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 32903 compares

ZIP 32903 against the median ZIP in Brevard County and across Florida.

MeasureZIP 32903County medianState medianvs state
Median household income$101,549$81,969$69,820+45%
Median home value$495,700$294,700$295,700+68%
Median gross rent$1,700$1,453$1,494+14%
Population13,92519,82718,904-26%

Medians are computed across the 30 ZIP areas in Brevard County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 86% of 948 state ZIPs

#131
Home value

above 86% of 935 state ZIPs

#132
Population

larger than 38% of 1,013 state ZIPs

#626

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
33776Pinellas County$101,618$436,700$2,291
33042Monroe County$101,625$759,600$2,252
34771Osceola County$101,434$427,500$1,695
32803Orange County$101,401$421,300$1,823
32459Walton County$101,067$613,100$2,165
33912Lee County$101,043$367,800$1,653

Nearby ZIP codes

Other ZIP codes filed under Brevard County.

Adjacent ZIP Codes

Other ZIP codes in Brevard County, Florida.

ZIP 32903 questions

Common questions about this ZIP code.

Where is ZIP code 32903?
ZIP 32903 lies mostly in Brevard County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 32903?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 32903 expensive to live in?
Median rent runs $1,700 a month, about 20% of median household income, and the median home is worth $495,700 — +68% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 32903, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.