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Orange County · Florida

ZIP code 32826

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 32826 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
28,436

ZCTA residents

Median income
$61,784

Household, past 12 months

Median home
$224,100

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 32826 sits in Orange County, Florida and is home to 28,436 people. Median household income is $61,784, the median home is worth $224,100 and median gross rent is $1,478. 47.8% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Orange County

FIPS 12095

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 32826

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
28,436ZIP 32826 residents
Median household income
$61,784Past 12 months, inflation adjusted
Median home value
$224,100Owner-occupied units
Median gross rent
$1,478Rent plus utilities, monthly
Median age
27 yrsAll residents
Homeownership rate
47.8%Owner-occupied households

ZIP 32826 in context

How this area compares with national benchmarks.

ZIP 32826 is a small city in Orange County, Florida, with 28,436 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #317 of 1,013 ranked by population — larger than 68% of them. The median age here is 27 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 32826 earn a median of $61,784 a year, 21.3% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 19.6% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 32826 is valued at $224,100, 26.1% below the national figure, while median gross rent runs $1,478 a month, 5.1% above the national figure, or roughly $17,736 across a full year. A household on the local median income would put about 28.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 47.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 27 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 32826 in context

How 32826 sits inside Orange County and Florida.

ZIP 32826 is tabulated inside Orange County, Florida, one of 45 ZIP areas the Census publishes for that county and 1,013 across Florida. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 32826 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 32826 reports a median household income of $61,784, 27% below the $84,832 county median, and 12% below the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $224,100, 36% below the county figure and 24% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,478 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 32826 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 32826 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 32826

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
29%Median rent ÷ median income
Price-to-income
3.6×Home value ÷ household income
Est. mortgage
$1,163/mo20% down, 30-yr at 6.75%
Poverty rate
19.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 32826 compares

ZIP 32826 against the median ZIP in Orange County and across Florida.

MeasureZIP 32826County medianState medianvs state
Median household income$61,784$84,832$69,820-12%
Median home value$224,100$352,900$295,700-24%
Median gross rent$1,478$1,762$1,494-1%
Population28,43628,39918,904+50%

Medians are computed across the 45 ZIP areas in Orange County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 34% of 948 state ZIPs

#621
Home value

above 27% of 935 state ZIPs

#680
Population

larger than 69% of 1,013 state ZIPs

#317

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
32195Marion County$61,771$147,500—
32778Lake County$61,815$241,500$1,384
33172Miami-Dade County$61,733$260,200$1,926
33460Palm Beach County$61,702$333,200$1,411
33859Polk County$61,871$200,300$1,232
33980Charlotte County$61,871$221,200$1,216

Nearby ZIP codes

Other ZIP codes filed under Orange County.

Adjacent ZIP Codes

Other ZIP codes in Orange County, Florida.

ZIP 32826 questions

Common questions about this ZIP code.

Where is ZIP code 32826?
ZIP 32826 lies mostly in Orange County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 32826?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 32826 expensive to live in?
Median rent runs $1,478 a month, about 29% of median household income, and the median home is worth $224,100 — -24% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 32826, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.