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Union County · Florida

ZIP code 32697

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 32697 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
156

ZCTA residents

Median income
—

Household, past 12 months

Median home
$156,300

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 32697 sits in Union County, Florida and is home to 156 people. Median household income is —, the median home is worth $156,300 and median gross rent is $1,225. 46.7% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Union County

FIPS 12125

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 32697

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
156ZIP 32697 residents
Median household income
—Past 12 months, inflation adjusted
Median home value
$156,300Owner-occupied units
Median gross rent
$1,225Rent plus utilities, monthly
Median age
30 yrsAll residents
Homeownership rate
46.7%Owner-occupied households

ZIP 32697 in context

How this area compares with national benchmarks.

ZIP 32697 is a very small community in Union County, Florida, with 156 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #968 of 1,013 ranked by population — larger than 4% of them. The median age here is 30 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 32697 earn a median of not published a year. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 21.2% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 32697 is valued at $156,300, 48.5% below the national figure, while median gross rent runs $1,225 a month, 12.9% below the national figure, or roughly $14,700 across a full year. 46.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 30 means a large student or early-career population; income medians in places like this understate household resources, since many residents are supported from outside the address. With 156 residents, a handful of survey responses moves every median on this page. Compare ZIP 32697 against its county rather than against national figures.

The Census withheld household income for ZIP 32697 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 32697 in context

How 32697 sits inside Union County and Florida.

ZIP 32697 is tabulated inside Union County, Florida, one of 3 ZIP areas the Census publishes for that county and 1,013 across Florida. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 32697 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 32697 reports a median household income of not published. Owner-occupied homes are valued at a median of $156,300, close to the county figure and 47% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,225 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 32697 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 32697 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 32697

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
—Home value ÷ household income
Est. mortgage
$811/mo20% down, 30-yr at 6.75%
Poverty rate
21.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 32697 compares

ZIP 32697 against the median ZIP in Union County and across Florida.

MeasureZIP 32697County medianState medianvs state
Median household income—$57,199$69,820—
Median home value$156,300$156,300$295,700-47%
Median gross rent$1,225$968$1,494-18%
Population1562,62718,904-99%

Medians are computed across the 3 ZIP areas in Union County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

Not published

—
Home value

above 11% of 935 state ZIPs

#829
Population

larger than 4% of 1,013 state ZIPs

#968

Nearby ZIP codes

Other ZIP codes filed under Union County.

Adjacent ZIP Codes

Other ZIP codes in Union County, Florida.

ZIP 32697 questions

Common questions about this ZIP code.

Where is ZIP code 32697?
ZIP 32697 lies mostly in Union County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 32697?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 32697 expensive to live in?
Median rent runs $1,225 a month, and the median home is worth $156,300 — -47% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 32697, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.