ZIP code 32505

ZIP 32505 is a small city in Escambia County, Florida, with 27,543 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #331 of 1,013 ranked by population — larger than 67% of them. The median age here is 35.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 32505 earn a median of $41,039 a year, 47.7% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 25.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 32505 is valued at $120,300, 60.3% below the national figure, while median gross rent runs $1,053 a month, 25.1% below the national figure, or roughly $12,636 across a full year. A household on the local median income would put about 30.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 48.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

ZIP 32505 is the unusual combination of expensive to rent and cheap to buy: rent takes 30.8% of median income while homes cost only 2.9× it. Where that pattern shows up, the gap is normally down to down-payment and credit barriers rather than price.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 32505 is tabulated inside Escambia County, Florida, one of 19 ZIP areas the Census publishes for that county and 1,013 across Florida. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 32505 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 32505 reports a median household income of $41,039, 39% below the $67,016 county median, and 41% below the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $120,300, 48% below the county figure and 59% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,053 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 32505 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 32505 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.