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Duval County · Florida

ZIP code 32257

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 32257 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
41,791

ZCTA residents

Median income
$75,180

Household, past 12 months

Median home
$305,000

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 32257 sits in Duval County, Florida and is home to 41,791 people. Median household income is $75,180, the median home is worth $305,000 and median gross rent is $1,441. 59.9% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Duval County

FIPS 12031

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 32257

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
41,791ZIP 32257 residents
Median household income
$75,180Past 12 months, inflation adjusted
Median home value
$305,000Owner-occupied units
Median gross rent
$1,441Rent plus utilities, monthly
Median age
41.4 yrsAll residents
Homeownership rate
59.9%Owner-occupied households

ZIP 32257 in context

How this area compares with national benchmarks.

ZIP 32257 is a small city in Duval County, Florida, with 41,791 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #133 of 1,013 ranked by population — larger than 86% of them. The median age here is 41.4 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 32257 earn a median of $75,180 a year, 4.3% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 11.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 32257 is valued at $305,000, essentially level with the national figure, while median gross rent runs $1,441 a month, 2.5% above the national figure, or roughly $17,292 across a full year. A household on the local median income would put about 23% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 59.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 32257 in context

How 32257 sits inside Duval County and Florida.

ZIP 32257 is tabulated inside Duval County, Florida, one of 36 ZIP areas the Census publishes for that county and 1,013 across Florida. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 32257 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 32257 reports a median household income of $75,180, 8% above the $69,742 county median, and 8% above the $69,820 typical FL ZIP. Owner-occupied homes are valued at a median of $305,000, 18% above the county figure and 3% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,441 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Florida charges 6% statewide, and local governments overlapping 32257 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 32257 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 32257

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
4.1×Home value ÷ household income
Est. mortgage
$1,583/mo20% down, 30-yr at 6.75%
Poverty rate
11.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 32257 compares

ZIP 32257 against the median ZIP in Duval County and across Florida.

MeasureZIP 32257County medianState medianvs state
Median household income$75,180$69,742$69,820+8%
Median home value$305,000$257,900$295,700+3%
Median gross rent$1,441$1,366$1,494-4%
Population41,79127,40918,904+121%

Medians are computed across the 36 ZIP areas in Duval County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 59% of 948 state ZIPs

#384
Home value

above 53% of 935 state ZIPs

#443
Population

larger than 87% of 1,013 state ZIPs

#133

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
34480Marion County$75,334$248,400$1,238
33032Miami-Dade County$74,995$374,700$1,626
33446Palm Beach County$74,995$415,000$1,792
33014Miami-Dade County$74,934$398,400$1,720
33434Palm Beach County$75,480$379,300$1,500
33444Palm Beach County$74,803$425,200$1,712

Nearby ZIP codes

Other ZIP codes filed under Duval County.

Adjacent ZIP Codes

Other ZIP codes in Duval County, Florida.

ZIP 32257 questions

Common questions about this ZIP code.

Where is ZIP code 32257?
ZIP 32257 lies mostly in Duval County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 32257?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 32257 expensive to live in?
Median rent runs $1,441 a month, about 23% of median household income, and the median home is worth $305,000 — +3% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 32257, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.