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ZipNumbers

Putnam County · Florida

ZIP code 32148

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 32148 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
11,580

ZCTA residents

Median income
$45,320

Household, past 12 months

Median home
$87,800

Owner-occupied value

Sales tax
6%

Florida state rate

Quick answer

ZIP 32148 sits in Putnam County, Florida and is home to 11,580 people. Median household income is $45,320, the median home is worth $87,800 and median gross rent is $737. 81.8% of households own their home, and purchases are taxed at 6% (Florida state rate).

County
Putnam County

FIPS 12107

State
Florida (FL)

1,013 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 32148

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
11,580ZIP 32148 residents
Median household income
$45,320Past 12 months, inflation adjusted
Median home value
$87,800Owner-occupied units
Median gross rent
$737Rent plus utilities, monthly
Median age
42.9 yrsAll residents
Homeownership rate
81.8%Owner-occupied households

Sales tax in 32148

What a purchase inside this ZIP costs at checkout.

Rate applied
6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$60Before any exemptions

Florida levies 6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
1.9×Home value ÷ household income
Est. mortgage
$456/mo20% down, 30-yr at 6.75%
Poverty rate
26.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 32148 compares

ZIP 32148 against the median ZIP in Putnam County and across Florida.

MeasureZIP 32148County medianState medianvs state
Median household income$45,320$45,320$69,820-35%
Median home value$87,800$129,400$295,700-70%
Median gross rent$737$819$1,494-51%
Population11,5802,51218,904-39%

Medians are computed across the 13 ZIP areas in Putnam County and the 1013 ZIP areas in Florida.

Statewide rank

Where this ZIP places among all 1013 Florida ZIP areas.

Income

richer than 8% of 948 state ZIPs

#876
Home value

above 1% of 935 state ZIPs

#923
Population

larger than 34% of 1,013 state ZIPs

#666

Comparable ZIP codes

Florida ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
34488Marion County$45,239$75,300$1,098
33313Broward County$45,408$236,300$1,608
32350Madison County$45,417$177,100
33010Miami-Dade County$45,449$346,500$1,318
32181Putnam County$45,147$101,900$792
32455Walton County$45,110$110,600$821

Nearby ZIP codes

Other ZIP codes filed under Putnam County.

ZIP 32148 questions

Common questions about this ZIP code.

Where is ZIP code 32148?
ZIP 32148 lies mostly in Putnam County, Florida. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 32148?
Florida charges 6% statewide, plus any county, city or district rate that applies locally.
Is 32148 expensive to live in?
Median rent runs $737 a month, about 20% of median household income, and the median home is worth $87,800-70% against the typical Florida ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 32148, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.