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Sussex County · Delaware

ZIP code 19970

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 19970 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
8,265

ZCTA residents

Median income
$90,802

Household, past 12 months

Median home
$489,500

Owner-occupied value

Sales tax
0%

Delaware state rate

Quick answer

ZIP 19970 sits in Sussex County, Delaware and is home to 8,265 people. Median household income is $90,802, the median home is worth $489,500 and median gross rent is $1,458. 91% of households own their home, and purchases are taxed at 0% (Delaware state rate).

County
Sussex County

FIPS 10005

State
Delaware (DE)

68 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 19970

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
8,265ZIP 19970 residents
Median household income
$90,802Past 12 months, inflation adjusted
Median home value
$489,500Owner-occupied units
Median gross rent
$1,458Rent plus utilities, monthly
Median age
62.9 yrsAll residents
Homeownership rate
91%Owner-occupied households

ZIP 19970 in context

How this area compares with national benchmarks.

ZIP 19970 is a mid-size town in Sussex County, Delaware, with 8,265 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #38 of 68 ranked by population — larger than 44% of them. The median age here is 62.9 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 19970 earn a median of $90,802 a year, 15.6% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 12.8% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 19970 is valued at $489,500, 61.3% above the national figure, while median gross rent runs $1,458 a month, 3.7% above the national figure, or roughly $17,496 across a full year. A household on the local median income would put about 19.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5.4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 91% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 62.9 puts ZIP 19970 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 19970 in context

How 19970 sits inside Sussex County and Delaware.

ZIP 19970 is tabulated inside Sussex County, Delaware, one of 22 ZIP areas the Census publishes for that county and 68 across Delaware. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 19970 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 19970 reports a median household income of $90,802, 13% above the $80,672 county median, and 14% above the $79,698 typical DE ZIP. Owner-occupied homes are valued at a median of $489,500, 49% above the county figure and 65% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,458 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Delaware charges 0% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 19970.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 19970 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 19970

What a purchase inside this ZIP costs at checkout.

Rate applied
0%State base rate only
Tax on $100
$0Rounded to the dollar
Tax on $1,000
$0Before any exemptions

Delaware levies 0% statewide with no local add-ons. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
5.4×Home value ÷ household income
Est. mortgage
$2,540/mo20% down, 30-yr at 6.75%
Poverty rate
12.8%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 19970 compares

ZIP 19970 against the median ZIP in Sussex County and across Delaware.

MeasureZIP 19970County medianState medianvs state
Median household income$90,802$80,672$79,698+14%
Median home value$489,500$329,550$296,650+65%
Median gross rent$1,458$1,298$1,306+12%
Population8,2658,59110,145-19%

Medians are computed across the 22 ZIP areas in Sussex County and the 68 ZIP areas in Delaware.

Statewide rank

Where this ZIP places among all 68 Delaware ZIP areas.

Income

richer than 66% of 61 state ZIPs

#21
Home value

above 89% of 62 state ZIPs

#7
Population

larger than 44% of 68 state ZIPs

#38

Comparable ZIP codes

Delaware ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
19958Sussex County$91,445$488,900$1,654
19967Sussex County$89,545$450,100$1,730
19702New Castle County$92,304$331,200$1,549
19808New Castle County$92,883$309,700$1,357
19711New Castle County$94,455$376,300$1,516
19939Sussex County$86,583$365,100$1,375

Nearby ZIP codes

Other ZIP codes filed under Sussex County.

Adjacent ZIP Codes

Other ZIP codes in Sussex County, Delaware.

ZIP 19970 questions

Common questions about this ZIP code.

Where is ZIP code 19970?
ZIP 19970 lies mostly in Sussex County, Delaware. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 19970?
Delaware charges 0% statewide.
Is 19970 expensive to live in?
Median rent runs $1,458 a month, about 19% of median household income, and the median home is worth $489,500 — +65% against the typical Delaware ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 19970, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.