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Fairfield County · Connecticut

ZIP code 06604

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 06604 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
29,497

ZCTA residents

Median income
$45,794

Household, past 12 months

Median home
$231,300

Owner-occupied value

Sales tax
6.35%

Combined state + local

Quick answer

ZIP 06604 sits in Fairfield County, Connecticut and is home to 29,497 people. Median household income is $45,794, the median home is worth $231,300 and median gross rent is $1,419. 35.1% of households own their home, and purchases are taxed at 6.35% combined.

County
Fairfield County

FIPS 09001

State
Connecticut (CT)

288 ZIPs covered

Area codes
203, 631

NANPA codes serving this area

Metro area
Bridgeport

Rate jurisdiction used for tax

The numbers for 06604

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
29,497ZIP 06604 residents
Median household income
$45,794Past 12 months, inflation adjusted
Median home value
$231,300Owner-occupied units
Median gross rent
$1,419Rent plus utilities, monthly
Median age
38.2 yrsAll residents
Homeownership rate
35.1%Owner-occupied households

ZIP 06604 in context

How this area compares with national benchmarks.

ZIP 06604 is a small city in Fairfield County, Connecticut, with 29,497 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #30 of 288 ranked by population — larger than 89% of them. The median age here is 38.2 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 06604 earn a median of $45,794 a year, 41.7% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 23.5% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 06604 is valued at $231,300, 23.8% below the national figure, while median gross rent runs $1,419 a month, essentially level with the national figure, or roughly $17,028 across a full year. A household on the local median income would put about 37.2% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 5.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 35.1% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 06604 in context

How 06604 sits inside Fairfield County and Connecticut.

ZIP 06604 is tabulated inside Fairfield County, Connecticut, one of 46 ZIP areas the Census publishes for that county and 288 across Connecticut. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 06604 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 06604 reports a median household income of $45,794, 67% below the $137,778 county median, and 57% below the $105,813 typical CT ZIP. Owner-occupied homes are valued at a median of $231,300, 57% below the county figure and 34% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,419 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

A taxable purchase made inside 06604 carries 6.35% at the register, assembled from the Bridgeport jurisdiction stack: the Connecticut state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 06604 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 06604 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 06604

What a purchase inside this ZIP costs at checkout.

Rate applied
6.35%Bridgeport jurisdiction stack
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$64Before any exemptions

This ZIP falls inside the Bridgeport rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
37%Median rent ÷ median income
Price-to-income
5.1×Home value ÷ household income
Est. mortgage
$1,200/mo20% down, 30-yr at 6.75%
Poverty rate
23.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 06604 compares

ZIP 06604 against the median ZIP in Fairfield County and across Connecticut.

MeasureZIP 06604County medianState medianvs state
Median household income$45,794$137,778$105,813-57%
Median home value$231,300$537,250$348,800-34%
Median gross rent$1,419$1,943$1,432-1%
Population29,49718,6367,984+269%

Medians are computed across the 46 ZIP areas in Fairfield County and the 288 ZIP areas in Connecticut.

Statewide rank

Where this ZIP places among all 288 Connecticut ZIP areas.

Income

richer than 3% of 270 state ZIPs

#261
Home value

above 11% of 273 state ZIPs

#243
Population

larger than 90% of 288 state ZIPs

#30

Comparable ZIP codes

Connecticut ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
06513New Haven County$46,520$226,600$1,208
06112Hartford County$47,010$203,300$1,229
06380New London County$44,430$187,000$1,177
06519New Haven County$44,394$247,600$1,356
06226Windham County$44,103$181,100$1,084
06106Hartford County$47,542$201,600$1,237

Nearby ZIP codes

Other ZIP codes filed under Fairfield County.

Adjacent ZIP Codes

Other ZIP codes in Fairfield County, Connecticut.

ZIP 06604 questions

Common questions about this ZIP code.

Where is ZIP code 06604?
ZIP 06604 lies mostly in Fairfield County, Connecticut. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 06604?
Purchases are taxed at 6.35% combined, built from the Bridgeport jurisdiction stack.
Is 06604 expensive to live in?
Median rent runs $1,419 a month, about 37% of median household income, and the median home is worth $231,300 — -34% against the typical Connecticut ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 06604, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.