
New London County · Connecticut
ZIP code 06320
- Population
- 27,275
- Median income
- $60,224
- Median home
- $234,800
- Sales tax
- 6.35%
ZCTA residents
Household, past 12 months
Owner-occupied value
Connecticut state rate
Quick answer
ZIP 06320 sits in New London County, Connecticut and is home to 27,275 people. Median household income is $60,224, the median home is worth $234,800 and median gross rent is $1,304. 40% of households own their home, and purchases are taxed at 6.35% (Connecticut state rate).
- County
- New London County
- State
- Connecticut (CT)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 09011
288 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 06320
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 27,275ZIP 06320 residents
- Median household income
- $60,224Past 12 months, inflation adjusted
- Median home value
- $234,800Owner-occupied units
- Median gross rent
- $1,304Rent plus utilities, monthly
- Median age
- 35.1 yrsAll residents
- Homeownership rate
- 40%Owner-occupied households
ZIP 06320 in context
How this area compares with national benchmarks.
ZIP 06320 is a small city in New London County, Connecticut, with 27,275 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #40 of 288 ranked by population — larger than 86% of them. The median age here is 35.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.
Households in ZIP 06320 earn a median of $60,224 a year, 23.3% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 20.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.
The typical owner-occupied home in ZIP 06320 is valued at $234,800, 22.6% below the national figure, while median gross rent runs $1,304 a month, 7.3% below the national figure, or roughly $15,648 across a full year. A household on the local median income would put about 26% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 40% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 06320 in context
How 06320 sits inside New London County and Connecticut.
ZIP 06320 is tabulated inside New London County, Connecticut, one of 33 ZIP areas the Census publishes for that county and 288 across Connecticut. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 06320 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 06320 reports a median household income of $60,224, 43% below the $104,963 county median, and 43% below the $105,813 typical CT ZIP. Owner-occupied homes are valued at a median of $234,800, 30% below the county figure and 33% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,304 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
Connecticut charges 6.35% statewide, and no local sales tax is layered on top, so the state rate is the full amount collected in 06320.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 06320 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 06320
What a purchase inside this ZIP costs at checkout.
Connecticut levies 6.35% statewide with no local add-ons. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 06320 compares
ZIP 06320 against the median ZIP in New London County and across Connecticut.
| Measure | ZIP 06320 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $60,224 | $104,963 | $105,813 | -43% |
| Median home value | $234,800 | $334,300 | $348,800 | -33% |
| Median gross rent | $1,304 | $1,304 | $1,432 | -9% |
| Population | 27,275 | 5,408 | 7,984 | +242% |
Medians are computed across the 33 ZIP areas in New London County and the 288 ZIP areas in Connecticut.
Statewide rank
Where this ZIP places among all 288 Connecticut ZIP areas.
- Income
- #244
- Home value
- #240
- Population
- #40
richer than 10% of 270 state ZIPs
above 12% of 273 state ZIPs
larger than 86% of 288 state ZIPs
Comparable ZIP codes
Connecticut ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under New London County.
Adjacent ZIP Codes
Other ZIP codes in New London County, Connecticut.
ZIP 06320 questions
Common questions about this ZIP code.
- Where is ZIP code 06320?
- ZIP 06320 lies mostly in New London County, Connecticut. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 06320?
- Connecticut charges 6.35% statewide.
- Is 06320 expensive to live in?
- Median rent runs $1,304 a month, about 26% of median household income, and the median home is worth $234,800 — -33% against the typical Connecticut ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Connecticut Department of Revenue Services — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.