
Hartford County · Connecticut
ZIP code 06103
- Population
- 2,845
- Median income
- $79,476
- Median home
- $319,000
- Sales tax
- 6.35%
ZCTA residents
Household, past 12 months
Owner-occupied value
Combined state + local
Quick answer
ZIP 06103 sits in Hartford County, Connecticut and is home to 2,845 people. Median household income is $79,476, the median home is worth $319,000 and median gross rent is $1,677. 4.1% of households own their home, and purchases are taxed at 6.35% combined.
- County
- Hartford County
- State
- Connecticut (CT)
- Area codes
- 203, 413, 860, 959
FIPS 09003
288 ZIPs covered
NANPA codes serving this area
The numbers for 06103
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 2,845ZIP 06103 residents
- Median household income
- $79,476Past 12 months, inflation adjusted
- Median home value
- $319,000Owner-occupied units
- Median gross rent
- $1,677Rent plus utilities, monthly
- Median age
- 31.5 yrsAll residents
- Homeownership rate
- 4.1%Owner-occupied households
ZIP 06103 in context
How this area compares with national benchmarks.
ZIP 06103 is a small town in Hartford County, Connecticut, with 2,845 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #216 of 288 ranked by population — larger than 25% of them. The median age here is 31.5 years against 39.1 nationally, a distinctly younger profile, typical of places with students, military posts or a fast-growing family population. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.
Households in ZIP 06103 earn a median of $79,476 a year, 1.2% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 17.9% of residents here, above the 12.4% national rate.
The typical owner-occupied home in ZIP 06103 is valued at $319,000, 5.1% above the national figure, while median gross rent runs $1,677 a month, 19.3% above the national figure, or roughly $20,124 across a full year. A household on the local median income would put about 25.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 4.1% of occupied homes are owner-occupied versus 65% nationally, a renter-majority market, so rent figures matter more here than the home-value line. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.
Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not.
Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 06103 in context
How 06103 sits inside Hartford County and Connecticut.
ZIP 06103 is tabulated inside Hartford County, Connecticut, one of 60 ZIP areas the Census publishes for that county and 288 across Connecticut. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 06103 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 06103 reports a median household income of $79,476, 28% below the $110,183 county median, and 25% below the $105,813 typical CT ZIP. Owner-occupied homes are valued at a median of $319,000, 5% below the county figure and 9% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,677 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
A taxable purchase made inside 06103 carries 6.35% at the register, assembled from the Hartford jurisdiction stack: the Connecticut state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 06103 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 06103 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 06103
What a purchase inside this ZIP costs at checkout.
This ZIP falls inside the Hartford rate area, so state, county, city and district levies are published here as a full stack.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 06103 compares
ZIP 06103 against the median ZIP in Hartford County and across Connecticut.
| Measure | ZIP 06103 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $79,476 | $110,183 | $105,813 | -25% |
| Median home value | $319,000 | $336,300 | $348,800 | -9% |
| Median gross rent | $1,677 | $1,385 | $1,432 | +17% |
| Population | 2,845 | 12,431 | 7,984 | -64% |
Medians are computed across the 60 ZIP areas in Hartford County and the 288 ZIP areas in Connecticut.
Statewide rank
Where this ZIP places among all 288 Connecticut ZIP areas.
- Income
- #216
- Home value
- #166
- Population
- #216
richer than 20% of 270 state ZIPs
above 39% of 273 state ZIPs
larger than 25% of 288 state ZIPs
Comparable ZIP codes
Connecticut ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Hartford County.
Adjacent ZIP Codes
Other ZIP codes in Hartford County, Connecticut.
ZIP 06103 questions
Common questions about this ZIP code.
- Where is ZIP code 06103?
- ZIP 06103 lies mostly in Hartford County, Connecticut. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 06103?
- Purchases are taxed at 6.35% combined, built from the Hartford jurisdiction stack.
- Is 06103 expensive to live in?
- Median rent runs $1,677 a month, about 25% of median household income, and the median home is worth $319,000 — -9% against the typical Connecticut ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Connecticut Department of Revenue Services — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.