ZIP code 96146

ZIP 96146 is a small town in Placer County, California, with 1,120 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1399 of 1,803 ranked by population — larger than 22% of them. The median age here is 42 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 96146 earn a median of $114,145 a year, 45.3% above the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 10.7% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 96146 is valued at $1,546,600, 409.8% above the national figure, while median gross rent runs $2,612 a month, 85.8% above the national figure, or roughly $31,344 across a full year. A household on the local median income would put about 27.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 13.5×, against roughly 3.9× nationally, so buying is out of reach on local earnings alone and the ownership market leans on outside income, equity or dual high earners. 57.4% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Home values sit at 13.5× median household income, far past the 3.9× national mark, so ownership costs here are set by something other than local wages — second homes, retirees with equity, or commuters earning elsewhere.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 96146 is tabulated inside Placer County, California, one of 30 ZIP areas the Census publishes for that county and 1,803 across California. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 96146 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 96146 reports a median household income of $114,145, 9% above the $104,985 county median, and 27% above the $89,916 typical CA ZIP. Owner-occupied homes are valued at a median of $1,546,600, 134% above the county figure and 146% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,612 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

California charges 7.25% statewide, and local governments overlapping 96146 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 96146 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.