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Butte County · California

ZIP code 95948

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 95948 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
11,118

ZCTA residents

Median income
$60,759

Household, past 12 months

Median home
$343,500

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 95948 sits in Butte County, California and is home to 11,118 people. Median household income is $60,759, the median home is worth $343,500 and median gross rent is $1,162. 56.1% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Butte County

FIPS 06007

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 95948

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
11,118ZIP 95948 residents
Median household income
$60,759Past 12 months, inflation adjusted
Median home value
$343,500Owner-occupied units
Median gross rent
$1,162Rent plus utilities, monthly
Median age
35.7 yrsAll residents
Homeownership rate
56.1%Owner-occupied households

ZIP 95948 in context

How this area compares with national benchmarks.

ZIP 95948 is a mid-size town in Butte County, California, with 11,118 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #983 of 1,803 ranked by population — larger than 45% of them. The median age here is 35.7 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 95948 earn a median of $60,759 a year, 22.6% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 10.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 95948 is valued at $343,500, 13.2% above the national figure, while median gross rent runs $1,162 a month, 17.4% below the national figure, or roughly $13,944 across a full year. A household on the local median income would put about 22.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5.7×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 56.1% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 95948 in context

How 95948 sits inside Butte County and California.

ZIP 95948 is tabulated inside Butte County, California, one of 20 ZIP areas the Census publishes for that county and 1,803 across California. This is a mid-sized suburban ZIP inside a county that is split across many delivery areas. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 95948 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 95948 reports a median household income of $60,759, 6% below the $64,649 county median, and 32% below the $89,916 typical CA ZIP. Owner-occupied homes are valued at a median of $343,500, 10% below the county figure and 45% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,162 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

California charges 7.25% statewide, and local governments overlapping 95948 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 95948 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 95948

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
5.7×Home value ÷ household income
Est. mortgage
$1,782/mo20% down, 30-yr at 6.75%
Poverty rate
10.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 95948 compares

ZIP 95948 against the median ZIP in Butte County and across California.

MeasureZIP 95948County medianState medianvs state
Median household income$60,759$64,649$89,916-32%
Median home value$343,500$380,700$628,900-45%
Median gross rent$1,162$1,228$1,851-37%
Population11,1182,87615,085-26%

Medians are computed across the 20 ZIP areas in Butte County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 17% of 1,593 state ZIPs

#1,329
Home value

above 18% of 1,597 state ZIPs

#1,313
Population

larger than 45% of 1,803 state ZIPs

#983

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
95388Merced County$60,762$307,900$1,108
90001Los Angeles County$60,751$513,300$1,471
90029Los Angeles County$60,793$1,066,200$1,644
91731Los Angeles County$60,887$614,000$1,583
93266Kings County$60,888$271,500$989
91020Los Angeles County$60,899$880,700$2,258

Nearby ZIP codes

Other ZIP codes filed under Butte County.

Adjacent ZIP Codes

Other ZIP codes in Butte County, California.

ZIP 95948 questions

Common questions about this ZIP code.

Where is ZIP code 95948?
ZIP 95948 lies mostly in Butte County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 95948?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 95948 expensive to live in?
Median rent runs $1,162 a month, about 23% of median household income, and the median home is worth $343,500 — -45% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 95948, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.