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Yuba County · California

ZIP code 95692

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 95692 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
4,966

ZCTA residents

Median income
$86,488

Household, past 12 months

Median home
$445,100

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 95692 sits in Yuba County, California and is home to 4,966 people. Median household income is $86,488, the median home is worth $445,100 and median gross rent is $1,350. 65.8% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Yuba County

FIPS 06115

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 95692

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
4,966ZIP 95692 residents
Median household income
$86,488Past 12 months, inflation adjusted
Median home value
$445,100Owner-occupied units
Median gross rent
$1,350Rent plus utilities, monthly
Median age
39.3 yrsAll residents
Homeownership rate
65.8%Owner-occupied households

ZIP 95692 in context

How this area compares with national benchmarks.

ZIP 95692 is a small town in Yuba County, California, with 4,966 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1130 of 1,803 ranked by population — larger than 37% of them. The median age here is 39.3 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 95692 earn a median of $86,488 a year, 10.1% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 9.1% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 95692 is valued at $445,100, 46.7% above the national figure, while median gross rent runs $1,350 a month, 4% below the national figure, or roughly $16,200 across a full year. A household on the local median income would put about 18.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 5.1×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 65.8% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 95692 in context

How 95692 sits inside Yuba County and California.

ZIP 95692 is tabulated inside Yuba County, California, one of 12 ZIP areas the Census publishes for that county and 1,803 across California. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 95692 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 95692 reports a median household income of $86,488, 30% above the $66,500 county median, and 4% below the $89,916 typical CA ZIP. Owner-occupied homes are valued at a median of $445,100, 12% above the county figure and 29% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,350 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

California charges 7.25% statewide, and local governments overlapping 95692 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 95692 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 95692

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
5.1×Home value ÷ household income
Est. mortgage
$2,310/mo20% down, 30-yr at 6.75%
Poverty rate
9.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 95692 compares

ZIP 95692 against the median ZIP in Yuba County and across California.

MeasureZIP 95692County medianState medianvs state
Median household income$86,488$66,500$89,916-4%
Median home value$445,100$396,900$628,900-29%
Median gross rent$1,350$1,279$1,851-27%
Population4,9661,43715,085-67%

Medians are computed across the 12 ZIP areas in Yuba County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 47% of 1,593 state ZIPs

#847
Home value

above 31% of 1,597 state ZIPs

#1,094
Population

larger than 37% of 1,803 state ZIPs

#1,130

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
92339San Bernardino County$86,492$503,200$1,757
94804Contra Costa County$86,430$618,000$1,825
95336San Joaquin County$86,411$522,800$1,774
92397Los Angeles County$86,370$457,400$1,668
95320San Joaquin County$86,612$490,100$1,624
93430San Luis Obispo County$86,354$965,100$1,571

Nearby ZIP codes

Other ZIP codes filed under Yuba County.

Adjacent ZIP Codes

Other ZIP codes in Yuba County, California.

ZIP 95692 questions

Common questions about this ZIP code.

Where is ZIP code 95692?
ZIP 95692 lies mostly in Yuba County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 95692?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 95692 expensive to live in?
Median rent runs $1,350 a month, about 19% of median household income, and the median home is worth $445,100 — -29% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 95692, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.