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ZipNumbers

Sacramento County · California

ZIP code 95638

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 95638 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,295

ZCTA residents

Median income
$92,321

Household, past 12 months

Median home
$641,300

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 95638 sits in Sacramento County, California and is home to 2,295 people. Median household income is $92,321, the median home is worth $641,300 and median gross rent is $1,438. 86.7% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Sacramento County

FIPS 06067

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 95638

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,295ZIP 95638 residents
Median household income
$92,321Past 12 months, inflation adjusted
Median home value
$641,300Owner-occupied units
Median gross rent
$1,438Rent plus utilities, monthly
Median age
49.2 yrsAll residents
Homeownership rate
86.7%Owner-occupied households

Sales tax in 95638

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
6.9×Home value ÷ household income
Est. mortgage
$3,328/mo20% down, 30-yr at 6.75%
Poverty rate
7.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 95638 compares

ZIP 95638 against the median ZIP in Sacramento County and across California.

MeasureZIP 95638County medianState medianvs state
Median household income$92,321$89,294$89,916+3%
Median home value$641,300$500,700$628,900+2%
Median gross rent$1,438$1,691$1,851-22%
Population2,29531,37015,085-85%

Medians are computed across the 55 ZIP areas in Sacramento County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 52% of 1,593 state ZIPs

#764
Home value

above 51% of 1,597 state ZIPs

#782
Population

larger than 30% of 1,803 state ZIPs

#1,265

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
95987Colusa County$92,337$372,100$1,317
91202Los Angeles County$92,343$1,094,500$2,185
92139San Diego County$92,381$598,500$2,107
91977San Diego County$92,407$623,500$1,897
95973Butte County$92,228$484,600$1,546
92551Riverside County$92,172$435,700$2,046

Nearby ZIP codes

Other ZIP codes filed under Sacramento County.

ZIP 95638 questions

Common questions about this ZIP code.

Where is ZIP code 95638?
ZIP 95638 lies mostly in Sacramento County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 95638?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 95638 expensive to live in?
Median rent runs $1,438 a month, about 19% of median household income, and the median home is worth $641,300+2% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 95638, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.