ZIP code 95614

ZIP 95614 is a small town in El Dorado County, California, with 4,504 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1148 of 1,803 ranked by population — larger than 36% of them. The median age here is 50.5 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 95614 earn a median of $129,199 a year, 64.5% above the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 6.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 95614 is valued at $489,800, 61.4% above the national figure, while median gross rent runs $2,665 a month, 89.5% above the national figure, or roughly $31,980 across a full year. A household on the local median income would put about 24.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 92.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

A median age of 50.5 puts ZIP 95614 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 95614 is tabulated inside El Dorado County, California, one of 23 ZIP areas the Census publishes for that county and 1,803 across California. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 95614 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 95614 reports a median household income of $129,199, 43% above the $90,102 county median, and 44% above the $89,916 typical CA ZIP. Owner-occupied homes are valued at a median of $489,800, 8% below the county figure and 22% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $2,665 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

California charges 7.25% statewide, and local governments overlapping 95614 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 95614 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.