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Amador County · California

ZIP code 95601

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 95601 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
358

ZCTA residents

Median income
$91,233

Household, past 12 months

Median home
$350,600

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 95601 sits in Amador County, California and is home to 358 people. Median household income is $91,233, the median home is worth $350,600 and median gross rent is $1,625. 66.7% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Amador County

FIPS 06005

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 95601

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
358ZIP 95601 residents
Median household income
$91,233Past 12 months, inflation adjusted
Median home value
$350,600Owner-occupied units
Median gross rent
$1,625Rent plus utilities, monthly
Median age
43.7 yrsAll residents
Homeownership rate
66.7%Owner-occupied households

ZIP 95601 in context

How this area compares with national benchmarks.

ZIP 95601 is a very small community in Amador County, California, with 358 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1571 of 1,803 ranked by population — larger than 12% of them. The median age here is 43.7 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 95601 earn a median of $91,233 a year, 16.2% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 4.7% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 95601 is valued at $350,600, 15.6% above the national figure, while median gross rent runs $1,625 a month, 15.6% above the national figure, or roughly $19,500 across a full year. A household on the local median income would put about 21.4% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 66.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

With 358 residents, a handful of survey responses moves every median on this page. Compare ZIP 95601 against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 95601 in context

How 95601 sits inside Amador County and California.

ZIP 95601 is tabulated inside Amador County, California, one of 11 ZIP areas the Census publishes for that county and 1,803 across California. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 95601 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 95601 reports a median household income of $91,233, close to the $90,455 county median, and close to the $89,916 typical CA ZIP. Owner-occupied homes are valued at a median of $350,600, 19% below the county figure and 44% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,625 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

California charges 7.25% statewide, and local governments overlapping 95601 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 95601 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 95601

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
3.8×Home value ÷ household income
Est. mortgage
$1,819/mo20% down, 30-yr at 6.75%
Poverty rate
4.7%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 95601 compares

ZIP 95601 against the median ZIP in Amador County and across California.

MeasureZIP 95601County medianState medianvs state
Median household income$91,233$90,455$89,916+1%
Median home value$350,600$432,100$628,900-44%
Median gross rent$1,625$1,324$1,851-12%
Population3582,35915,085-98%

Medians are computed across the 11 ZIP areas in Amador County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 51% of 1,593 state ZIPs

#779
Home value

above 19% of 1,597 state ZIPs

#1,294
Population

larger than 13% of 1,803 state ZIPs

#1,571

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
93451Monterey County$91,250$582,200$1,956
92328Inyo County$91,198$78,400$831
94589Solano County$91,313$478,800$2,127
95713Placer County$91,329$480,200$1,520
95426Lake County$91,368$348,000—
95361Stanislaus County$91,381$479,900$1,496

Nearby ZIP codes

Other ZIP codes filed under Amador County.

Adjacent ZIP Codes

Other ZIP codes in Amador County, California.

ZIP 95601 questions

Common questions about this ZIP code.

Where is ZIP code 95601?
ZIP 95601 lies mostly in Amador County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 95601?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 95601 expensive to live in?
Median rent runs $1,625 a month, about 21% of median household income, and the median home is worth $350,600 — -44% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 95601, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.