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Fresno County · California

ZIP code 93654

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 93654 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
31,905

ZCTA residents

Median income
$67,471

Household, past 12 months

Median home
$334,500

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 93654 sits in Fresno County, California and is home to 31,905 people. Median household income is $67,471, the median home is worth $334,500 and median gross rent is $1,198. 56.2% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Fresno County

FIPS 06019

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 93654

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
31,905ZIP 93654 residents
Median household income
$67,471Past 12 months, inflation adjusted
Median home value
$334,500Owner-occupied units
Median gross rent
$1,198Rent plus utilities, monthly
Median age
33.4 yrsAll residents
Homeownership rate
56.2%Owner-occupied households

ZIP 93654 in context

How this area compares with national benchmarks.

ZIP 93654 is a small city in Fresno County, California, with 31,905 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #564 of 1,803 ranked by population — larger than 68% of them. The median age here is 33.4 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 93654 earn a median of $67,471 a year, 14.1% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 18.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 93654 is valued at $334,500, 10.3% above the national figure, while median gross rent runs $1,198 a month, 14.8% below the national figure, or roughly $14,376 across a full year. A household on the local median income would put about 21.3% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 5×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 56.2% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 93654 in context

How 93654 sits inside Fresno County and California.

ZIP 93654 is tabulated inside Fresno County, California, one of 55 ZIP areas the Census publishes for that county and 1,803 across California. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 93654 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 93654 reports a median household income of $67,471, 5% above the $64,079 county median, and 25% below the $89,916 typical CA ZIP. Owner-occupied homes are valued at a median of $334,500, 11% above the county figure and 47% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,198 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

California charges 7.25% statewide, and local governments overlapping 93654 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 93654 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 93654

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
21%Median rent ÷ median income
Price-to-income
5.0×Home value ÷ household income
Est. mortgage
$1,736/mo20% down, 30-yr at 6.75%
Poverty rate
18.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 93654 compares

ZIP 93654 against the median ZIP in Fresno County and across California.

MeasureZIP 93654County medianState medianvs state
Median household income$67,471$64,079$89,916-25%
Median home value$334,500$301,900$628,900-47%
Median gross rent$1,198$1,201$1,851-35%
Population31,9058,88915,085+112%

Medians are computed across the 55 ZIP areas in Fresno County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 25% of 1,593 state ZIPs

#1,200
Home value

above 16% of 1,597 state ZIPs

#1,339
Population

larger than 69% of 1,803 state ZIPs

#564

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
95932Colusa County$67,589$367,300$1,112
93643Madera County$67,612$339,300$1,293
90012Los Angeles County$67,635$686,400$2,116
93562San Bernardino County$67,643$60,200$809
90602Los Angeles County$67,259$729,300$1,719
91733Los Angeles County$67,245$601,600$1,658

Nearby ZIP codes

Other ZIP codes filed under Fresno County.

Adjacent ZIP Codes

Other ZIP codes in Fresno County, California.

ZIP 93654 questions

Common questions about this ZIP code.

Where is ZIP code 93654?
ZIP 93654 lies mostly in Fresno County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 93654?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 93654 expensive to live in?
Median rent runs $1,198 a month, about 21% of median household income, and the median home is worth $334,500 — -47% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 93654, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.