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Madera County · California

ZIP code 93604

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 93604 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
518

ZCTA residents

Median income
$181,375

Household, past 12 months

Median home
$1,043,300

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 93604 sits in Madera County, California and is home to 518 people. Median household income is $181,375, the median home is worth $1,043,300 and median gross rent is —. 100% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Madera County

FIPS 06039

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 93604

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
518ZIP 93604 residents
Median household income
$181,375Past 12 months, inflation adjusted
Median home value
$1,043,300Owner-occupied units
Median gross rent
—Rent plus utilities, monthly
Median age
49 yrsAll residents
Homeownership rate
100%Owner-occupied households

ZIP 93604 in context

How this area compares with national benchmarks.

ZIP 93604 is a very small community in Madera County, California, with 518 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #1526 of 1,803 ranked by population — larger than 15% of them. The median age here is 49 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 93604 earn a median of $181,375 a year, 130.9% above the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 16.4% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 93604 is valued at $1,043,300, 243.9% above the national figure, while median gross rent runs not published a month. The home-price-to-income ratio works out to 5.8×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 100% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Median income runs above the national figure while poverty also runs above it — a split distribution, not a uniformly comfortable place. Averages hide that; the two numbers together do not. With 518 residents, a handful of survey responses moves every median on this page. Compare ZIP 93604 against its county rather than against national figures.

The Census withheld gross rent for ZIP 93604 because the sample was too thin to publish at this geography. Those values were suppressed at the source, not lost in our dataset, and we do not model a replacement. Everything else on this page comes straight from the ACS 2019-2023 ACS 5-year tables.

Reading ZIP 93604 in context

How 93604 sits inside Madera County and California.

ZIP 93604 is tabulated inside Madera County, California, one of 13 ZIP areas the Census publishes for that county and 1,803 across California. Fewer than 2,500 people are counted here, so the ZIP behaves like a village delivery route rather than a neighbourhood. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 93604 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 93604 reports a median household income of $181,375, 135% above the $77,138 county median, and 102% above the $89,916 typical CA ZIP. Owner-occupied homes are valued at a median of $1,043,300, 183% above the county figure and 66% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at not published a month, which is why it reads higher than the advertised rent on a listing for the same unit.

California charges 7.25% statewide, and local governments overlapping 93604 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 93604 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 93604

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
—Median rent ÷ median income
Price-to-income
5.8×Home value ÷ household income
Est. mortgage
$5,413/mo20% down, 30-yr at 6.75%
Poverty rate
16.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 93604 compares

ZIP 93604 against the median ZIP in Madera County and across California.

MeasureZIP 93604County medianState medianvs state
Median household income$181,375$77,138$89,916+102%
Median home value$1,043,300$369,200$628,900+66%
Median gross rent—$1,301$1,851—
Population5183,03915,085-97%

Medians are computed across the 13 ZIP areas in Madera County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 94% of 1,593 state ZIPs

#96
Home value

above 80% of 1,597 state ZIPs

#326
Population

larger than 15% of 1,803 state ZIPs

#1,526

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
92131San Diego County$181,281$1,107,900$3,143
92610Orange County$181,188$939,000$3,120
94043Santa Clara County$180,781$1,647,500$2,965
95746Placer County$182,321$1,057,600$2,830
94404San Mateo County$182,417$1,682,700$3,501
94086Santa Clara County$180,217$1,784,200$2,923

Nearby ZIP codes

Other ZIP codes filed under Madera County.

Adjacent ZIP Codes

Other ZIP codes in Madera County, California.

ZIP 93604 questions

Common questions about this ZIP code.

Where is ZIP code 93604?
ZIP 93604 lies mostly in Madera County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 93604?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 93604 expensive to live in?
Median rent runs — a month, and the median home is worth $1,043,300 — +66% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 93604, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.