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ZipNumbers

Orange County · California

ZIP code 92870

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 92870 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
52,384

ZCTA residents

Median income
$110,575

Household, past 12 months

Median home
$871,000

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 92870 sits in Orange County, California and is home to 52,384 people. Median household income is $110,575, the median home is worth $871,000 and median gross rent is $2,267. 63.3% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Orange County

FIPS 06059

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 92870

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
52,384ZIP 92870 residents
Median household income
$110,575Past 12 months, inflation adjusted
Median home value
$871,000Owner-occupied units
Median gross rent
$2,267Rent plus utilities, monthly
Median age
38 yrsAll residents
Homeownership rate
63.3%Owner-occupied households

Sales tax in 92870

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
25%Median rent ÷ median income
Price-to-income
7.9×Home value ÷ household income
Est. mortgage
$4,519/mo20% down, 30-yr at 6.75%
Poverty rate
8.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 92870 compares

ZIP 92870 against the median ZIP in Orange County and across California.

MeasureZIP 92870County medianState medianvs state
Median household income$110,575$122,582$89,916+23%
Median home value$871,000$938,900$628,900+38%
Median gross rent$2,267$2,421$1,851+22%
Population52,38434,89315,085+247%

Medians are computed across the 88 ZIP areas in Orange County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 69% of 1,593 state ZIPs

#499
Home value

above 71% of 1,597 state ZIPs

#464
Population

larger than 89% of 1,803 state ZIPs

#199

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
92003San Diego County$110,577$910,600$2,099
92342San Bernardino County$110,586$339,700$1,575
90638Los Angeles County$110,606$765,100$2,052
93940Monterey County$110,669$1,039,700$2,305
90505Los Angeles County$110,690$1,144,000$2,338
90069Los Angeles County$110,705$1,085,900$2,230

Nearby ZIP codes

Other ZIP codes filed under Orange County.

ZIP 92870 questions

Common questions about this ZIP code.

Where is ZIP code 92870?
ZIP 92870 lies mostly in Orange County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 92870?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 92870 expensive to live in?
Median rent runs $2,267 a month, about 25% of median household income, and the median home is worth $871,000+38% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 92870, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.