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ZipNumbers

Orange County · California

ZIP code 92646

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 92646 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
55,814

ZCTA residents

Median income
$132,841

Household, past 12 months

Median home
$1,031,700

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 92646 sits in Orange County, California and is home to 55,814 people. Median household income is $132,841, the median home is worth $1,031,700 and median gross rent is $2,570. 75% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
Orange County

FIPS 06059

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 92646

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
55,814ZIP 92646 residents
Median household income
$132,841Past 12 months, inflation adjusted
Median home value
$1,031,700Owner-occupied units
Median gross rent
$2,570Rent plus utilities, monthly
Median age
47.2 yrsAll residents
Homeownership rate
75%Owner-occupied households

Sales tax in 92646

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
23%Median rent ÷ median income
Price-to-income
7.8×Home value ÷ household income
Est. mortgage
$5,353/mo20% down, 30-yr at 6.75%
Poverty rate
6.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 92646 compares

ZIP 92646 against the median ZIP in Orange County and across California.

MeasureZIP 92646County medianState medianvs state
Median household income$132,841$122,582$89,916+48%
Median home value$1,031,700$938,900$628,900+64%
Median gross rent$2,570$2,421$1,851+39%
Population55,81434,89315,085+270%

Medians are computed across the 88 ZIP areas in Orange County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 83% of 1,593 state ZIPs

#275
Home value

above 79% of 1,597 state ZIPs

#334
Population

larger than 91% of 1,803 state ZIPs

#159

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
95110Santa Clara County$132,800$947,900$2,629
92692Orange County$133,028$983,800$2,812
92881Riverside County$132,598$723,800$2,150
90045Los Angeles County$132,577$1,322,700$2,909
92592Riverside County$132,475$664,000$2,580
90703Los Angeles County$133,300$906,500$2,910

Nearby ZIP codes

Other ZIP codes filed under Orange County.

ZIP 92646 questions

Common questions about this ZIP code.

Where is ZIP code 92646?
ZIP 92646 lies mostly in Orange County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 92646?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 92646 expensive to live in?
Median rent runs $2,570 a month, about 23% of median household income, and the median home is worth $1,031,700+64% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 92646, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.