ZIP code 92545

ZIP 92545 is a small city in Riverside County, California, with 45,771 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #288 of 1,803 ranked by population — larger than 84% of them. The median age here is 42.6 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 92545 earn a median of $59,575 a year, 24.1% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 10.5% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 92545 is valued at $334,900, 10.4% above the national figure, while median gross rent runs $1,778 a month, 26.5% above the national figure, or roughly $21,336 across a full year. A household on the local median income would put about 35.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is a stretch on median earnings. The home-price-to-income ratio works out to 5.6×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 74.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 92545 is tabulated inside Riverside County, California, one of 71 ZIP areas the Census publishes for that county and 1,803 across California. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 92545 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 92545 reports a median household income of $59,575, 31% below the $86,443 county median, and 34% below the $89,916 typical CA ZIP. Owner-occupied homes are valued at a median of $334,900, 33% below the county figure and 47% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,778 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

California charges 7.25% statewide, and local governments overlapping 92545 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 92545 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.