Skip to content
ZipNumbers

San Diego County · California

ZIP code 92103

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 92103 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
34,817

ZCTA residents

Median income
$96,887

Household, past 12 months

Median home
$986,800

Owner-occupied value

Sales tax
7.75%

Combined state + local

Quick answer

ZIP 92103 sits in San Diego County, California and is home to 34,817 people. Median household income is $96,887, the median home is worth $986,800 and median gross rent is $2,020. 35.3% of households own their home, and purchases are taxed at 7.75% combined.

County
San Diego County

FIPS 06073

State
California (CA)

1,803 ZIPs covered

Area codes
442, 619, 760, 858

NANPA codes serving this area

Metro area
San Diego

Rate jurisdiction used for tax

The numbers for 92103

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
34,817ZIP 92103 residents
Median household income
$96,887Past 12 months, inflation adjusted
Median home value
$986,800Owner-occupied units
Median gross rent
$2,020Rent plus utilities, monthly
Median age
41.7 yrsAll residents
Homeownership rate
35.3%Owner-occupied households

Sales tax in 92103

What a purchase inside this ZIP costs at checkout.

Rate applied
7.75%San Diego jurisdiction stack
Tax on $100
$8Rounded to the dollar
Tax on $1,000
$78Before any exemptions

This ZIP falls inside the San Diego rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
25%Median rent ÷ median income
Price-to-income
10.2×Home value ÷ household income
Est. mortgage
$5,120/mo20% down, 30-yr at 6.75%
Poverty rate
9.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 92103 compares

ZIP 92103 against the median ZIP in San Diego County and across California.

MeasureZIP 92103County medianState medianvs state
Median household income$96,887$102,617$89,916+8%
Median home value$986,800$767,400$628,900+57%
Median gross rent$2,020$2,202$1,851+9%
Population34,81729,59615,085+131%

Medians are computed across the 115 ZIP areas in San Diego County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 57% of 1,593 state ZIPs

#688
Home value

above 77% of 1,597 state ZIPs

#373
Population

larger than 73% of 1,803 state ZIPs

#494

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
95982Sutter County$96,786$376,100$1,362
95701Placer County$96,750$512,000
94585Solano County$96,713$551,400$2,156
95010Santa Cruz County$96,701$781,900$2,370
95673Sacramento County$96,694$438,200$1,788
94928Sonoma County$96,622$634,700$2,211

Nearby ZIP codes

Other ZIP codes filed under San Diego County.

ZIP 92103 questions

Common questions about this ZIP code.

Where is ZIP code 92103?
ZIP 92103 lies mostly in San Diego County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 92103?
Purchases are taxed at 7.75% combined, built from the San Diego jurisdiction stack.
Is 92103 expensive to live in?
Median rent runs $2,020 a month, about 25% of median household income, and the median home is worth $986,800+57% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 92103, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.