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ZipNumbers

San Diego County · California

ZIP code 91978

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 91978 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
10,511

ZCTA residents

Median income
$111,506

Household, past 12 months

Median home
$597,300

Owner-occupied value

Sales tax
7.25%

California state rate

Quick answer

ZIP 91978 sits in San Diego County, California and is home to 10,511 people. Median household income is $111,506, the median home is worth $597,300 and median gross rent is $2,226. 65.8% of households own their home, and purchases are taxed at 7.25% (California state rate).

County
San Diego County

FIPS 06073

State
California (CA)

1,803 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 91978

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
10,511ZIP 91978 residents
Median household income
$111,506Past 12 months, inflation adjusted
Median home value
$597,300Owner-occupied units
Median gross rent
$2,226Rent plus utilities, monthly
Median age
38.4 yrsAll residents
Homeownership rate
65.8%Owner-occupied households

Sales tax in 91978

What a purchase inside this ZIP costs at checkout.

Rate applied
7.25%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$73Before any exemptions

California levies 7.25% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
24%Median rent ÷ median income
Price-to-income
5.4×Home value ÷ household income
Est. mortgage
$3,099/mo20% down, 30-yr at 6.75%
Poverty rate
13.4%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 91978 compares

ZIP 91978 against the median ZIP in San Diego County and across California.

MeasureZIP 91978County medianState medianvs state
Median household income$111,506$102,617$89,916+24%
Median home value$597,300$767,400$628,900-5%
Median gross rent$2,226$2,202$1,851+20%
Population10,51129,59615,085-30%

Medians are computed across the 115 ZIP areas in San Diego County and the 1803 ZIP areas in California.

Statewide rank

Where this ZIP places among all 1803 California ZIP areas.

Income

richer than 70% of 1,593 state ZIPs

#484
Home value

above 46% of 1,597 state ZIPs

#857
Population

larger than 45% of 1,803 state ZIPs

#996

Comparable ZIP codes

California ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
90803Los Angeles County$111,500$1,138,300$2,073
95628Sacramento County$111,582$615,400$1,857
94518Contra Costa County$111,406$826,500$2,290
91941San Diego County$111,607$884,800$2,067
95936Sierra County$111,643
94060San Mateo County$111,351$1,338,200$854

Nearby ZIP codes

Other ZIP codes filed under San Diego County.

ZIP 91978 questions

Common questions about this ZIP code.

Where is ZIP code 91978?
ZIP 91978 lies mostly in San Diego County, California. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 91978?
California charges 7.25% statewide, plus any county, city or district rate that applies locally.
Is 91978 expensive to live in?
Median rent runs $2,226 a month, about 24% of median household income, and the median home is worth $597,300-5% against the typical California ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 91978, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.