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Clay County · Arkansas

ZIP code 72461

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 72461 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
3,684

ZCTA residents

Median income
$54,194

Household, past 12 months

Median home
$98,400

Owner-occupied value

Sales tax
6.5%

Arkansas state rate

Quick answer

ZIP 72461 sits in Clay County, Arkansas and is home to 3,684 people. Median household income is $54,194, the median home is worth $98,400 and median gross rent is $624. 73.3% of households own their home, and purchases are taxed at 6.5% (Arkansas state rate).

County
Clay County

FIPS 05021

State
Arkansas (AR)

614 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 72461

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
3,684ZIP 72461 residents
Median household income
$54,194Past 12 months, inflation adjusted
Median home value
$98,400Owner-occupied units
Median gross rent
$624Rent plus utilities, monthly
Median age
41.4 yrsAll residents
Homeownership rate
73.3%Owner-occupied households

ZIP 72461 in context

How this area compares with national benchmarks.

ZIP 72461 is a small town in Clay County, Arkansas, with 3,684 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #171 of 614 ranked by population — larger than 72% of them. The median age here is 41.4 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 72461 earn a median of $54,194 a year, 31% below the national figure of $78,538. Household income here is measured before tax and pooled across everyone at the address, which is why it reads higher than typical individual earnings in the same area. Poverty reaches 15.1% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 72461 is valued at $98,400, 67.6% below the national figure, while median gross rent runs $624 a month, 55.6% below the national figure, or roughly $7,488 across a full year. A household on the local median income would put about 13.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 1.8×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 73.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 72461 in context

How 72461 sits inside Clay County and Arkansas.

ZIP 72461 is tabulated inside Clay County, Arkansas, one of 11 ZIP areas the Census publishes for that county and 614 across Arkansas. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 72461 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 72461 reports a median household income of $54,194, 3% above the $52,857 county median, and 3% above the $52,862 typical AR ZIP. Owner-occupied homes are valued at a median of $98,400, 7% above the county figure and 18% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $624 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arkansas charges 6.5% statewide, and local governments overlapping 72461 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 72461 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 72461

What a purchase inside this ZIP costs at checkout.

Rate applied
6.5%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$65Before any exemptions

Arkansas levies 6.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
1.8×Home value ÷ household income
Est. mortgage
$511/mo20% down, 30-yr at 6.75%
Poverty rate
15.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 72461 compares

ZIP 72461 against the median ZIP in Clay County and across Arkansas.

MeasureZIP 72461County medianState medianvs state
Median household income$54,194$52,857$52,862+3%
Median home value$98,400$91,600$120,200-18%
Median gross rent$624$666$770-19%
Population3,6843161,269+190%

Medians are computed across the 11 ZIP areas in Clay County and the 614 ZIP areas in Arkansas.

Statewide rank

Where this ZIP places among all 614 Arkansas ZIP areas.

Income

richer than 56% of 518 state ZIPs

#230
Home value

above 29% of 526 state ZIPs

#373
Population

larger than 72% of 614 state ZIPs

#171

Comparable ZIP codes

Arkansas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
71836Little River County$54,192$101,900$588
72202Pulaski County$54,167$246,900$1,040
72127Conway County$54,150$143,600$747
72577Izard County$54,238$131,400$567
72521Sharp County$54,130$120,600$767
72315Mississippi County$54,297$117,700$802

Nearby ZIP codes

Other ZIP codes filed under Clay County.

Adjacent ZIP Codes

Other ZIP codes in Clay County, Arkansas.

ZIP 72461 questions

Common questions about this ZIP code.

Where is ZIP code 72461?
ZIP 72461 lies mostly in Clay County, Arkansas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 72461?
Arkansas charges 6.5% statewide, plus any county, city or district rate that applies locally.
Is 72461 expensive to live in?
Median rent runs $624 a month, about 14% of median household income, and the median home is worth $98,400 — -18% against the typical Arkansas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 72461, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.