ZIP code 72440

ZIP 72440 is a very small community in Lawrence County, Arkansas, with 166 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #523 of 614 ranked by population — larger than 14% of them. The median age here is 60.2 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 72440 earn a median of $46,944 a year, 40.2% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 7.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in ZIP 72440 is valued at $90,800, 70.1% below the national figure, while median gross rent runs $963 a month, 31.5% below the national figure, or roughly $11,556 across a full year. A household on the local median income would put about 24.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 1.9×, against roughly 3.9× nationally, so purchase prices are unusually low against local pay, the pattern in places where supply is plentiful and wage growth has been flat. 87.2% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 60.2 puts ZIP 72440 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages. With 166 residents, a handful of survey responses moves every median on this page. Compare ZIP 72440 against its county rather than against national figures.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP 72440 is tabulated inside Lawrence County, Arkansas, one of 11 ZIP areas the Census publishes for that county and 614 across Arkansas. This is one of the smallest tabulated ZIP areas in the state, the kind of rural route where a single subdivision or farm cluster accounts for most addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 72440 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 72440 reports a median household income of $46,944, 5% below the $49,479 county median, and 11% below the $52,862 typical AR ZIP. Owner-occupied homes are valued at a median of $90,800, close to the county figure and 24% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $963 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arkansas charges 6.5% statewide, and local governments overlapping 72440 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 72440 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.