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Montgomery County · Arkansas

ZIP code 71957

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 71957 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,868

ZCTA residents

Median income
$44,295

Household, past 12 months

Median home
$167,700

Owner-occupied value

Sales tax
6.5%

Arkansas state rate

Quick answer

ZIP 71957 sits in Montgomery County, Arkansas and is home to 2,868 people. Median household income is $44,295, the median home is worth $167,700 and median gross rent is $695. 76.3% of households own their home, and purchases are taxed at 6.5% (Arkansas state rate).

County
Montgomery County

FIPS 05097

State
Arkansas (AR)

614 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 71957

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,868ZIP 71957 residents
Median household income
$44,295Past 12 months, inflation adjusted
Median home value
$167,700Owner-occupied units
Median gross rent
$695Rent plus utilities, monthly
Median age
60.8 yrsAll residents
Homeownership rate
76.3%Owner-occupied households

ZIP 71957 in context

How this area compares with national benchmarks.

ZIP 71957 is a small town in Montgomery County, Arkansas, with 2,868 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #202 of 614 ranked by population — larger than 67% of them. The median age here is 60.8 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 71957 earn a median of $44,295 a year, 43.6% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 21.9% of residents here, well above the 12.4% national rate, which is the single clearest signal in this dataset that median income here is carried by a narrow band of households.

The typical owner-occupied home in ZIP 71957 is valued at $167,700, 44.7% below the national figure, while median gross rent runs $695 a month, 50.6% below the national figure, or roughly $8,340 across a full year. A household on the local median income would put about 18.8% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 76.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 60.8 puts ZIP 71957 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 71957 in context

How 71957 sits inside Montgomery County and Arkansas.

ZIP 71957 is tabulated inside Montgomery County, Arkansas, one of 7 ZIP areas the Census publishes for that county and 614 across Arkansas. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 71957 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 71957 reports a median household income of $44,295, 3% below the $45,556 county median, and 16% below the $52,862 typical AR ZIP. Owner-occupied homes are valued at a median of $167,700, 20% above the county figure and 40% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $695 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arkansas charges 6.5% statewide, and local governments overlapping 71957 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 71957 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 71957

What a purchase inside this ZIP costs at checkout.

Rate applied
6.5%State base rate only
Tax on $100
$7Rounded to the dollar
Tax on $1,000
$65Before any exemptions

Arkansas levies 6.5% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
19%Median rent ÷ median income
Price-to-income
3.8×Home value ÷ household income
Est. mortgage
$870/mo20% down, 30-yr at 6.75%
Poverty rate
21.9%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 71957 compares

ZIP 71957 against the median ZIP in Montgomery County and across Arkansas.

MeasureZIP 71957County medianState medianvs state
Median household income$44,295$45,556$52,862-16%
Median home value$167,700$139,450$120,200+40%
Median gross rent$695$718$770-10%
Population2,8687111,269+126%

Medians are computed across the 7 ZIP areas in Montgomery County and the 614 ZIP areas in Arkansas.

Statewide rank

Where this ZIP places among all 614 Arkansas ZIP areas.

Income

richer than 30% of 518 state ZIPs

#364
Home value

above 77% of 526 state ZIPs

#121
Population

larger than 67% of 614 state ZIPs

#202

Comparable ZIP codes

Arkansas ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
72354Poinsett County$44,390$81,800$599
72538Fulton County$44,186$270,000—
72376Crittenden County$43,980$105,800$563
72031Van Buren County$43,967$120,900$714
72685Newton County$44,676$185,200$802
71949Garland County$44,732$131,300—

Nearby ZIP codes

Other ZIP codes filed under Montgomery County.

Adjacent ZIP Codes

Other ZIP codes in Montgomery County, Arkansas.

ZIP 71957 questions

Common questions about this ZIP code.

Where is ZIP code 71957?
ZIP 71957 lies mostly in Montgomery County, Arkansas. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 71957?
Arkansas charges 6.5% statewide, plus any county, city or district rate that applies locally.
Is 71957 expensive to live in?
Median rent runs $695 a month, about 19% of median household income, and the median home is worth $167,700 — +40% against the typical Arkansas ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 71957, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.