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Cochise County · Arizona

ZIP code 85615

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 85615 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
9,713

ZCTA residents

Median income
$76,196

Household, past 12 months

Median home
$247,400

Owner-occupied value

Sales tax
5.6%

Arizona state rate

Quick answer

ZIP 85615 sits in Cochise County, Arizona and is home to 9,713 people. Median household income is $76,196, the median home is worth $247,400 and median gross rent is $888. 90.9% of households own their home, and purchases are taxed at 5.6% (Arizona state rate).

County
Cochise County

FIPS 04003

State
Arizona (AZ)

417 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 85615

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
9,713ZIP 85615 residents
Median household income
$76,196Past 12 months, inflation adjusted
Median home value
$247,400Owner-occupied units
Median gross rent
$888Rent plus utilities, monthly
Median age
52.3 yrsAll residents
Homeownership rate
90.9%Owner-occupied households

ZIP 85615 in context

How this area compares with national benchmarks.

ZIP 85615 is a mid-size town in Cochise County, Arizona, with 9,713 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #201 of 417 ranked by population — larger than 51% of them. The median age here is 52.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 85615 earn a median of $76,196 a year, 3% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 5.6% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in ZIP 85615 is valued at $247,400, 18.5% below the national figure, while median gross rent runs $888 a month, 36.8% below the national figure, or roughly $10,656 across a full year. A household on the local median income would put about 14% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 90.9% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

A median age of 52.3 puts ZIP 85615 well into retirement-weighted territory, which pulls median household income down even where household wealth is high, because retirement draws are counted differently from wages.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 85615 in context

How 85615 sits inside Cochise County and Arizona.

ZIP 85615 is tabulated inside Cochise County, Arizona, one of 21 ZIP areas the Census publishes for that county and 417 across Arizona. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 85615 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 85615 reports a median household income of $76,196, 49% above the $51,042 county median, and 18% above the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $247,400, 55% above the county figure and 14% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $888 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Arizona charges 5.6% statewide, and local governments overlapping 85615 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 85615 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 85615

What a purchase inside this ZIP costs at checkout.

Rate applied
5.6%State base rate only
Tax on $100
$6Rounded to the dollar
Tax on $1,000
$56Before any exemptions

Arizona levies 5.6% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
14%Median rent ÷ median income
Price-to-income
3.2×Home value ÷ household income
Est. mortgage
$1,284/mo20% down, 30-yr at 6.75%
Poverty rate
5.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 85615 compares

ZIP 85615 against the median ZIP in Cochise County and across Arizona.

MeasureZIP 85615County medianState medianvs state
Median household income$76,196$51,042$64,475+18%
Median home value$247,400$159,950$286,800-14%
Median gross rent$888$818$1,231-28%
Population9,7131,9428,403+16%

Medians are computed across the 21 ZIP areas in Cochise County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 67% of 383 state ZIPs

#128
Home value

above 43% of 375 state ZIPs

#215
Population

larger than 52% of 417 state ZIPs

#201

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
85361Maricopa County$76,056$388,800$1,260
86032Navajo County$75,786$173,300$983
86021Mohave County$75,781$239,400$1,397
85132Pinal County$76,832$314,600$1,268
85704Pima County$76,915$389,000$1,424
85347Yuma County$75,469—$1,079

Nearby ZIP codes

Other ZIP codes filed under Cochise County.

Adjacent ZIP Codes

Other ZIP codes in Cochise County, Arizona.

ZIP 85615 questions

Common questions about this ZIP code.

Where is ZIP code 85615?
ZIP 85615 lies mostly in Cochise County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 85615?
Arizona charges 5.6% statewide, plus any county, city or district rate that applies locally.
Is 85615 expensive to live in?
Median rent runs $888 a month, about 14% of median household income, and the median home is worth $247,400 — -14% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 85615, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.