
Maricopa County · Arizona
ZIP code 85204
- Population
- 65,018
- Median income
- $69,474
- Median home
- $296,000
- Sales tax
- 8.3%
ZCTA residents
Household, past 12 months
Owner-occupied value
Combined state + local
Quick answer
ZIP 85204 sits in Maricopa County, Arizona and is home to 65,018 people. Median household income is $69,474, the median home is worth $296,000 and median gross rent is $1,426. 57.9% of households own their home, and purchases are taxed at 8.3% combined.
- County
- Maricopa County
- State
- Arizona (AZ)
- Area codes
- 480, 602, 623
FIPS 04013
417 ZIPs covered
NANPA codes serving this area
The numbers for 85204
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 65,018ZIP 85204 residents
- Median household income
- $69,474Past 12 months, inflation adjusted
- Median home value
- $296,000Owner-occupied units
- Median gross rent
- $1,426Rent plus utilities, monthly
- Median age
- 33.4 yrsAll residents
- Homeownership rate
- 57.9%Owner-occupied households
ZIP 85204 in context
How this area compares with national benchmarks.
ZIP 85204 is a small city in Maricopa County, Arizona, with 65,018 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #10 of 417 ranked by population — larger than 97% of them. The median age here is 33.4 years against 39.1 nationally, a slightly younger profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.
Households in ZIP 85204 earn a median of $69,474 a year, 11.5% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 14.7% of residents here, above the 12.4% national rate.
The typical owner-occupied home in ZIP 85204 is valued at $296,000, 2.4% below the national figure, while median gross rent runs $1,426 a month, 1.4% above the national figure, or roughly $17,112 across a full year. A household on the local median income would put about 24.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 4.3×, against roughly 3.9× nationally, so buying is harder here than in the average US market. 57.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans more heavily on renters. Rent is reported gross — contract rent plus tenant-paid utilities — which is why it runs above the advertised price on a listing for the same unit.
All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.
Reading ZIP 85204 in context
How 85204 sits inside Maricopa County and Arizona.
ZIP 85204 is tabulated inside Maricopa County, Arizona, one of 135 ZIP areas the Census publishes for that county and 417 across Arizona. This is a dense urban ZIP, where a single postal boundary can hold more residents than an entire rural county. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 85204 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.
Against its own county, 85204 reports a median household income of $69,474, 15% below the $81,990 county median, and 8% above the $64,475 typical AZ ZIP. Owner-occupied homes are valued at a median of $296,000, 26% below the county figure and 3% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $1,426 a month, which is why it reads higher than the advertised rent on a listing for the same unit.
A taxable purchase made inside 85204 carries 8.3% at the register, assembled from the Mesa jurisdiction stack: the Arizona state rate plus every county, municipal and special district levy that reaches this address. Because those district boundaries were drawn for schools, transit and hospital funding rather than for mail delivery, two addresses inside 85204 can legitimately fall under different totals — the rate shown here is the one that applies to the dominant jurisdiction.
Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 85204 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.
Sales tax in 85204
What a purchase inside this ZIP costs at checkout.
This ZIP falls inside the Mesa rate area, so state, county, city and district levies are published here as a full stack.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 85204 compares
ZIP 85204 against the median ZIP in Maricopa County and across Arizona.
| Measure | ZIP 85204 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $69,474 | $81,990 | $64,475 | +8% |
| Median home value | $296,000 | $398,400 | $286,800 | +3% |
| Median gross rent | $1,426 | $1,669 | $1,231 | +16% |
| Population | 65,018 | 35,823 | 8,403 | +674% |
Medians are computed across the 135 ZIP areas in Maricopa County and the 417 ZIP areas in Arizona.
Statewide rank
Where this ZIP places among all 417 Arizona ZIP areas.
- Income
- #161
- Home value
- #176
- Population
- #10
richer than 58% of 383 state ZIPs
above 53% of 375 state ZIPs
larger than 98% of 417 state ZIPs
Comparable ZIP codes
Arizona ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Maricopa County.
Adjacent ZIP Codes
Other ZIP codes in Maricopa County, Arizona.
ZIP 85204 questions
Common questions about this ZIP code.
- Where is ZIP code 85204?
- ZIP 85204 lies mostly in Maricopa County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 85204?
- Purchases are taxed at 8.3% combined, built from the Mesa jurisdiction stack.
- Is 85204 expensive to live in?
- Median rent runs $1,426 a month, about 25% of median household income, and the median home is worth $296,000 — +3% against the typical Arizona ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Arizona Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.