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ZipNumbers

Maricopa County · Arizona

ZIP code 85040

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 85040 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
33,325

ZCTA residents

Median income
$57,890

Household, past 12 months

Median home
$294,800

Owner-occupied value

Sales tax
8.6%

Combined state + local

Quick answer

ZIP 85040 sits in Maricopa County, Arizona and is home to 33,325 people. Median household income is $57,890, the median home is worth $294,800 and median gross rent is $1,193. 47.6% of households own their home, and purchases are taxed at 8.6% combined.

County
Maricopa County

FIPS 04013

State
Arizona (AZ)

417 ZIPs covered

Area codes
480, 602, 623

NANPA codes serving this area

Metro area
Phoenix

Rate jurisdiction used for tax

The numbers for 85040

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
33,325ZIP 85040 residents
Median household income
$57,890Past 12 months, inflation adjusted
Median home value
$294,800Owner-occupied units
Median gross rent
$1,193Rent plus utilities, monthly
Median age
30.7 yrsAll residents
Homeownership rate
47.6%Owner-occupied households

Sales tax in 85040

What a purchase inside this ZIP costs at checkout.

Rate applied
8.6%Phoenix jurisdiction stack
Tax on $100
$9Rounded to the dollar
Tax on $1,000
$86Before any exemptions

This ZIP falls inside the Phoenix rate area, so state, county, city and district levies are published here as a full stack.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
25%Median rent ÷ median income
Price-to-income
5.1×Home value ÷ household income
Est. mortgage
$1,530/mo20% down, 30-yr at 6.75%
Poverty rate
23.1%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 85040 compares

ZIP 85040 against the median ZIP in Maricopa County and across Arizona.

MeasureZIP 85040County medianState medianvs state
Median household income$57,890$81,990$64,475-10%
Median home value$294,800$398,400$286,800+3%
Median gross rent$1,193$1,669$1,231-3%
Population33,32535,8238,403+297%

Medians are computed across the 135 ZIP areas in Maricopa County and the 417 ZIP areas in Arizona.

Statewide rank

Where this ZIP places among all 417 Arizona ZIP areas.

Income

richer than 38% of 383 state ZIPs

#239
Home value

above 53% of 375 state ZIPs

#177
Population

larger than 76% of 417 state ZIPs

#101

Comparable ZIP codes

Arizona ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
85035Maricopa County$57,790$244,300$1,390
86338Yavapai County$58,125$633,300$889
86403Mohave County$57,531$313,300$1,152
86326Yavapai County$58,250$312,400$1,102
85332Yavapai County$57,500$236,800
85364Yuma County$57,497$204,300$963

Nearby ZIP codes

Other ZIP codes filed under Maricopa County.

ZIP 85040 questions

Common questions about this ZIP code.

Where is ZIP code 85040?
ZIP 85040 lies mostly in Maricopa County, Arizona. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 85040?
Purchases are taxed at 8.6% combined, built from the Phoenix jurisdiction stack.
Is 85040 expensive to live in?
Median rent runs $1,193 a month, about 25% of median household income, and the median home is worth $294,800+3% against the typical Arizona ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 85040, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.