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Mobile County · Alabama

ZIP code 36523

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 36523 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
2,650

ZCTA residents

Median income
$57,988

Household, past 12 months

Median home
$191,300

Owner-occupied value

Sales tax
4%

Alabama state rate

Quick answer

ZIP 36523 sits in Mobile County, Alabama and is home to 2,650 people. Median household income is $57,988, the median home is worth $191,300 and median gross rent is $863. 84.3% of households own their home, and purchases are taxed at 4% (Alabama state rate).

County
Mobile County

FIPS 01097

State
Alabama (AL)

656 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 36523

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
2,650ZIP 36523 residents
Median household income
$57,988Past 12 months, inflation adjusted
Median home value
$191,300Owner-occupied units
Median gross rent
$863Rent plus utilities, monthly
Median age
44.3 yrsAll residents
Homeownership rate
84.3%Owner-occupied households

ZIP 36523 in context

How this area compares with national benchmarks.

ZIP 36523 is a small town in Mobile County, Alabama, with 2,650 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #390 of 656 ranked by population — larger than 40% of them. The median age here is 44.3 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in ZIP 36523 earn a median of $57,988 a year, 26.2% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 16.2% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 36523 is valued at $191,300, 36.9% below the national figure, while median gross rent runs $863 a month, 38.6% below the national figure, or roughly $10,356 across a full year. A household on the local median income would put about 17.9% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.3×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 84.3% of occupied homes are owner-occupied versus 65% nationally, an owner-dominated market where rental listings are scarce and rent medians rest on a thin sample. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 36523 in context

How 36523 sits inside Mobile County and Alabama.

ZIP 36523 is tabulated inside Mobile County, Alabama, one of 38 ZIP areas the Census publishes for that county and 656 across Alabama. Population sits in the small-town band, typically one main street plus the addresses that feed into it. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 36523 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 36523 reports a median household income of $57,988, close to the $58,532 county median, and 5% above the $55,313 typical AL ZIP. Owner-occupied homes are valued at a median of $191,300, 17% above the county figure and 29% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $863 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Alabama charges 4% statewide, and local governments overlapping 36523 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 36523 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 36523

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

Alabama levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
18%Median rent ÷ median income
Price-to-income
3.3×Home value ÷ household income
Est. mortgage
$993/mo20% down, 30-yr at 6.75%
Poverty rate
16.2%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 36523 compares

ZIP 36523 against the median ZIP in Mobile County and across Alabama.

MeasureZIP 36523County medianState medianvs state
Median household income$57,988$58,532$55,313+5%
Median home value$191,300$163,750$148,100+29%
Median gross rent$863$988$823+5%
Population2,6507,3493,811-30%

Medians are computed across the 38 ZIP areas in Mobile County and the 656 ZIP areas in Alabama.

Statewide rank

Where this ZIP places among all 656 Alabama ZIP areas.

Income

richer than 56% of 585 state ZIPs

#260
Home value

above 74% of 571 state ZIPs

#150
Population

larger than 41% of 656 state ZIPs

#390

Comparable ZIP codes

Alabama ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
35962DeKalb County$58,000$130,200$749
35083Cullman County$58,056$173,200$834
36483Covington County$57,900$144,300—
36804Lee County$57,842$178,100$802
36346Coffee County$57,778$138,200$814
36321Houston County$58,203$178,500$842

Nearby ZIP codes

Other ZIP codes filed under Mobile County.

Adjacent ZIP Codes

Other ZIP codes in Mobile County, Alabama.

ZIP 36523 questions

Common questions about this ZIP code.

Where is ZIP code 36523?
ZIP 36523 lies mostly in Mobile County, Alabama. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 36523?
Alabama charges 4% statewide, plus any county, city or district rate that applies locally.
Is 36523 expensive to live in?
Median rent runs $863 a month, about 18% of median household income, and the median home is worth $191,300 — +29% against the typical Alabama ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 36523, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.