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Marshall County · Alabama

ZIP code 35957

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 35957 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
16,672

ZCTA residents

Median income
$53,859

Household, past 12 months

Median home
$142,500

Owner-occupied value

Sales tax
4%

Alabama state rate

Quick answer

ZIP 35957 sits in Marshall County, Alabama and is home to 16,672 people. Median household income is $53,859, the median home is worth $142,500 and median gross rent is $679. 68.7% of households own their home, and purchases are taxed at 4% (Alabama state rate).

County
Marshall County

FIPS 01095

State
Alabama (AL)

656 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 35957

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
16,672ZIP 35957 residents
Median household income
$53,859Past 12 months, inflation adjusted
Median home value
$142,500Owner-occupied units
Median gross rent
$679Rent plus utilities, monthly
Median age
36.1 yrsAll residents
Homeownership rate
68.7%Owner-occupied households

ZIP 35957 in context

How this area compares with national benchmarks.

ZIP 35957 is a mid-size town in Marshall County, Alabama, with 16,672 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #99 of 656 ranked by population — larger than 85% of them. The median age here is 36.1 years against 39.1 nationally, a slightly younger profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 35957 earn a median of $53,859 a year, 31.4% below the national figure of $78,538. This figure covers the household, not the worker: two people on ordinary wages at one address outrank a single professional in the same table. Poverty reaches 17.6% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 35957 is valued at $142,500, 53% below the national figure, while median gross rent runs $679 a month, 51.7% below the national figure, or roughly $8,148 across a full year. A household on the local median income would put about 15.1% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.6×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 68.7% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 35957 in context

How 35957 sits inside Marshall County and Alabama.

ZIP 35957 is tabulated inside Marshall County, Alabama, one of 9 ZIP areas the Census publishes for that county and 656 across Alabama. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 35957 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 35957 reports a median household income of $53,859, 7% below the $57,655 county median, and 3% below the $55,313 typical AL ZIP. Owner-occupied homes are valued at a median of $142,500, 22% below the county figure and 4% below the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $679 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Alabama charges 4% statewide, and local governments overlapping 35957 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 35957 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 35957

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

Alabama levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
15%Median rent ÷ median income
Price-to-income
2.6×Home value ÷ household income
Est. mortgage
$739/mo20% down, 30-yr at 6.75%
Poverty rate
17.6%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 35957 compares

ZIP 35957 against the median ZIP in Marshall County and across Alabama.

MeasureZIP 35957County medianState medianvs state
Median household income$53,859$57,655$55,313-3%
Median home value$142,500$183,100$148,100-4%
Median gross rent$679$758$823-17%
Population16,67214,1123,811+337%

Medians are computed across the 9 ZIP areas in Marshall County and the 656 ZIP areas in Alabama.

Statewide rank

Where this ZIP places among all 656 Alabama ZIP areas.

Income

richer than 46% of 585 state ZIPs

#313
Home value

above 47% of 571 state ZIPs

#300
Population

larger than 85% of 656 state ZIPs

#99

Comparable ZIP codes

Alabama ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
36116Montgomery County$53,973$137,000$1,056
36025Elmore County$54,030$167,400$1,182
35031Blount County$54,036$135,100$771
36264Cleburne County$54,119$155,500$766
35115Shelby County$54,157$165,800$807
36024Elmore County$54,212$228,900$781

Nearby ZIP codes

Other ZIP codes filed under Marshall County.

Adjacent ZIP Codes

Other ZIP codes in Marshall County, Alabama.

ZIP 35957 questions

Common questions about this ZIP code.

Where is ZIP code 35957?
ZIP 35957 lies mostly in Marshall County, Alabama. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 35957?
Alabama charges 4% statewide, plus any county, city or district rate that applies locally.
Is 35957 expensive to live in?
Median rent runs $679 a month, about 15% of median household income, and the median home is worth $142,500 — -4% against the typical Alabama ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 35957, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.