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Etowah County · Alabama

ZIP code 35903

Population, income, housing costs and the sales tax rate charged on purchases inside ZIP 35903 — Census 2019-2023 ACS 5-year, no modelled estimates.
Population
17,180

ZCTA residents

Median income
$50,063

Household, past 12 months

Median home
$170,000

Owner-occupied value

Sales tax
4%

Alabama state rate

Quick answer

ZIP 35903 sits in Etowah County, Alabama and is home to 17,180 people. Median household income is $50,063, the median home is worth $170,000 and median gross rent is $823. 66.6% of households own their home, and purchases are taxed at 4% (Alabama state rate).

County
Etowah County

FIPS 01055

State
Alabama (AL)

656 ZIPs covered

Area codes
Not published

No NANPA match for this ZIP

Metro area
Outside covered metros

Rate jurisdiction used for tax

The numbers for 35903

American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.

Population
17,180ZIP 35903 residents
Median household income
$50,063Past 12 months, inflation adjusted
Median home value
$170,000Owner-occupied units
Median gross rent
$823Rent plus utilities, monthly
Median age
43.9 yrsAll residents
Homeownership rate
66.6%Owner-occupied households

ZIP 35903 in context

How this area compares with national benchmarks.

ZIP 35903 is a mid-size town in Etowah County, Alabama, with 17,180 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates, which places it #95 of 656 ranked by population — larger than 85% of them. The median age here is 43.9 years against 39.1 nationally, a slightly older profile than the country as a whole. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in ZIP 35903 earn a median of $50,063 a year, 36.3% below the national figure of $78,538. Median household income counts every pre-tax dollar arriving at an address — wages, self-employment, Social Security, pensions, interest and public assistance — for everyone living there, so multi-earner households pull the figure up even where individual pay is modest. Poverty reaches 16.5% of residents here, above the 12.4% national rate.

The typical owner-occupied home in ZIP 35903 is valued at $170,000, 44% below the national figure, while median gross rent runs $823 a month, 41.5% below the national figure, or roughly $9,876 across a full year. A household on the local median income would put about 19.7% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.4×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 66.6% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

Reading ZIP 35903 in context

How 35903 sits inside Etowah County and Alabama.

ZIP 35903 is tabulated inside Etowah County, Alabama, one of 11 ZIP areas the Census publishes for that county and 656 across Alabama. This is a mid-sized ZIP that covers a large share of its county's addresses. County assignment on this page follows the largest share of the ZIP's land area, which matters where a delivery route crosses a county line: mail addressed to 35903 can be handled by a post office in a neighbouring county even though the tabulation area is filed here.

Against its own county, 35903 reports a median household income of $50,063, 8% below the $54,422 county median, and 9% below the $55,313 typical AL ZIP. Owner-occupied homes are valued at a median of $170,000, close to the county figure and 15% above the statewide ZIP median. Rent is reported gross — the contract amount plus tenant-paid utilities — at $823 a month, which is why it reads higher than the advertised rent on a listing for the same unit.

Alabama charges 4% statewide, and local governments overlapping 35903 may add county, city or special-district levies on top. We publish the state floor for this ZIP rather than guessing a combined figure, because ZIP boundaries and taxing-district boundaries were drawn for different purposes and do not line up.

Everything above comes from the Census Bureau American Community Survey 2019-2023 ACS 5-year estimates for this ZIP Code Tabulation Area, with sales tax rates traced to the state revenue agency. Five-year estimates pool sixty months of responses, so they are stable enough to compare 35903 with its neighbours but always trail the current year, and any value the Census suppressed for sample size is shown as unpublished rather than filled in with a model.

Sales tax in 35903

What a purchase inside this ZIP costs at checkout.

Rate applied
4%State base rate only
Tax on $100
$4Rounded to the dollar
Tax on $1,000
$40Before any exemptions

Alabama levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.

Affordability in this ZIP

Derived from the Census medians above — indicative, not an offer.

Rent burden
20%Median rent ÷ median income
Price-to-income
3.4×Home value ÷ household income
Est. mortgage
$882/mo20% down, 30-yr at 6.75%
Poverty rate
16.5%Residents below poverty line

A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.

How 35903 compares

ZIP 35903 against the median ZIP in Etowah County and across Alabama.

MeasureZIP 35903County medianState medianvs state
Median household income$50,063$54,422$55,313-9%
Median home value$170,000$170,450$148,100+15%
Median gross rent$823$792$823even
Population17,1809,2993,811+351%

Medians are computed across the 11 ZIP areas in Etowah County and the 656 ZIP areas in Alabama.

Statewide rank

Where this ZIP places among all 656 Alabama ZIP areas.

Income

richer than 38% of 585 state ZIPs

#363
Home value

above 62% of 571 state ZIPs

#218
Population

larger than 86% of 656 state ZIPs

#95

Comparable ZIP codes

Alabama ZIP areas with almost the same household income.

ZIPCountyIncomeHome valueRent
36426Escambia County$50,065$124,700$696
36360Dale County$50,032$138,200$750
35160Talladega County$50,007$129,300$772
36420Covington County$50,126$163,900$659
36562Baldwin County$50,000$143,400—
35228Jefferson County$50,147$79,200$1,080

Nearby ZIP codes

Other ZIP codes filed under Etowah County.

Adjacent ZIP Codes

Other ZIP codes in Etowah County, Alabama.

ZIP 35903 questions

Common questions about this ZIP code.

Where is ZIP code 35903?
ZIP 35903 lies mostly in Etowah County, Alabama. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
What sales tax do I pay in 35903?
Alabama charges 4% statewide, plus any county, city or district rate that applies locally.
Is 35903 expensive to live in?
Median rent runs $823 a month, about 20% of median household income, and the median home is worth $170,000 — +15% against the typical Alabama ZIP.
Is a ZCTA the same as a postal ZIP code?
Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.

Related pages for this area.

Sources & transparency

Every figure on this page is a published estimate for ZIP Code Tabulation Area 35903, except the affordability ratios and mortgage estimate, which we derive from those medians and label as estimates.

Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.