Cullman County · Alabama
ZIP code 35098
- Population
- 1,118
- Median income
- $78,474
- Median home
- $177,300
- Sales tax
- 4%
ZCTA residents
Household, past 12 months
Owner-occupied value
Alabama state rate
Quick answer
ZIP 35098 sits in Cullman County, Alabama and is home to 1,118 people. Median household income is $78,474, the median home is worth $177,300 and median gross rent is $736. 62.4% of households own their home, and purchases are taxed at 4% (Alabama state rate).
- County
- Cullman County
- State
- Alabama (AL)
- Area codes
- Not published
- Metro area
- Outside covered metros
FIPS 01043
656 ZIPs covered
No NANPA match for this ZIP
Rate jurisdiction used for tax
The numbers for 35098
American Community Survey 2019-2023 ACS 5-year estimates for this ZCTA.
- Population
- 1,118ZIP 35098 residents
- Median household income
- $78,474Past 12 months, inflation adjusted
- Median home value
- $177,300Owner-occupied units
- Median gross rent
- $736Rent plus utilities, monthly
- Median age
- 34.7 yrsAll residents
- Homeownership rate
- 62.4%Owner-occupied households
Sales tax in 35098
What a purchase inside this ZIP costs at checkout.
Alabama levies 4% statewide, and counties, cities and special districts inside this ZIP can add their own local rate on top. Check the county page for the local component before you quote a price.
Affordability in this ZIP
Derived from the Census medians above — indicative, not an offer.
A rent burden above 30% is the federal threshold for cost-burdened households, and a price-to-income multiple above 4× is generally considered a stretched housing market. The mortgage figure is principal and interest only — taxes, insurance and HOA dues are extra.
How 35098 compares
ZIP 35098 against the median ZIP in Cullman County and across Alabama.
| Measure | ZIP 35098 | County median | State median | vs state |
|---|---|---|---|---|
| Median household income | $78,474 | $60,710 | $55,313 | +42% |
| Median home value | $177,300 | $174,400 | $148,100 | +20% |
| Median gross rent | $736 | $872 | $823 | -11% |
| Population | 1,118 | 3,757 | 3,811 | -71% |
Medians are computed across the 12 ZIP areas in Cullman County and the 656 ZIP areas in Alabama.
Statewide rank
Where this ZIP places among all 656 Alabama ZIP areas.
- Income
- #89
- Home value
- #197
- Population
- #496
richer than 85% of 585 state ZIPs
above 65% of 571 state ZIPs
larger than 24% of 656 state ZIPs
Comparable ZIP codes
Alabama ZIP areas with almost the same household income.
Nearby ZIP codes
Other ZIP codes filed under Cullman County.
ZIP 35098 questions
Common questions about this ZIP code.
- Where is ZIP code 35098?
- ZIP 35098 lies mostly in Cullman County, Alabama. County assignment follows the largest share of land area, so a ZIP straddling a county line is filed under its dominant county.
- What sales tax do I pay in 35098?
- Alabama charges 4% statewide, plus any county, city or district rate that applies locally.
- Is 35098 expensive to live in?
- Median rent runs $736 a month, about 11% of median household income, and the median home is worth $177,300 — +20% against the typical Alabama ZIP.
- Is a ZCTA the same as a postal ZIP code?
- Not exactly. The Census builds ZIP Code Tabulation Areas from the ZIP codes of addresses inside each census block, so a ZCTA can differ slightly from the USPS delivery route of the same number, and PO-box-only ZIPs have no ZCTA at all.
Keep going
Related pages for this area.
Sources & transparency
- US Census Bureau, ACS 2019-2023 5-year estimates — 2019-2023 ACS 5-year — population, income, housing
- Census 2020 ZCTA-to-county relationship file — County assignment by largest land-area overlap
- Alabama Department of Revenue — Sales tax rates and local add-ons
Last reviewed December 2024. Figures are published for reference and can change; verify with the source agency before filing or contracting. How we build and check this data.