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Memphis ZIP codes: US ZIP code list for Memphis, Tennessee (TN)

Quick answer

Memphis, Tennessee has 12 US ZIP codes, running 38103 to 38122 inside Shelby County. Each carries the same 9.75% combined sales tax rate. ZIP boundaries are postal delivery routes, not tax boundaries — a code that crosses a city or district line can hold more than one rate, so destination-based sellers should validate by full street address.

ZIP codes
12Median covered metro: 12
Number span
2038103 to 38122
Sorting prefixes
381USPS sectional centers
Sales tax
9.75%Same in every listed code

Memphis ZIP code footprint

How Memphis's ZIP footprint compares with national norms.

12 ZIP codes are listed for Memphis, covering a population of 618,639. They span 20 numbers, 38103 through 38122. The median covered metro on this site lists 12 codes; Memphis ranks 2 of 94 by count. Large metros carry more codes because USPS splits a delivery area once carrier volume outgrows one route cluster, not because the city is geographically bigger.

All 12 codes share the 381 prefix. That first trio is the sectional center facility — the USPS plant that sorts mail for the region — so every piece addressed to Memphis passes through one facility. The range runs 38103 to 38122.

ZIP boundaries are carrier routes, not city limits. USPS redraws them when delivery volume shifts; Tennessee redraws tax and municipal lines on a different schedule entirely. A Memphis mailing address does not prove an address sits inside Memphis city limits, and a single code can straddle the boundary.

ZIP codes in Memphis

All within Shelby County, Tennessee.

Source: Tennessee Department of Revenue rate tables · rates as published for 2026

Why ZIP-based rate lookup is unreliable

USPS redraws ZIP codes when carrier routes change. Tax jurisdictions move with annexations, county lines and voter-approved districts. The two never line up. In Tennessee, local jurisdictions set their own increments, so remote sellers should validate the full delivery address against the Tennessee Department of Revenue lookup at the time of sale.

Frequently asked questions

Common questions about this area.

How many ZIP codes does Memphis have?
12. They run from 38103 to 38122 across 1 sectional center prefix (381), spanning 20 numbers.
What is the first ZIP code in Memphis, TN?
38103 is the lowest-numbered code serving Memphis. Numbering runs roughly northeast to west nationally, so Memphis's 381 prefix reflects its position in the Tennessee sorting network, not its size.
Do all Memphis ZIP codes have the same sales tax rate?
Inside Memphis city limits, yes — 9.75% applies. A code that extends past the city line can carry a different rate on part of its territory. Validate by street address, not ZIP, when the sale is destination-based. Confirm current rates with your state revenue agency before filing.

Memphis sales tax breakdown and calculator

Other Memphis datasets on this site.

Statewide: Tennessee cities · Tennessee ZIP codes · Tennessee sales tax · Tennessee counties