Hardy ZIP codes — Hardy County, West Virginia

Hardy County is a mid-size town in West Virginia, with 14,236 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 47.3 years against 39.1 nationally, a markedly older profile that usually tracks retirees staying put and younger households leaving for work. Places under 65,000 residents only appear in the five-year release, never the one-year file, so these values pool sixty months of responses and lag the current year by design.

Households in Hardy County earn a median of $49,302 a year, 37.2% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 17.6% of residents here, above the 12.4% national rate.

The typical owner-occupied home in Hardy County is valued at $159,700, 47.4% below the national figure, while median gross rent runs $820 a month, 41.7% below the national figure, or roughly $9,840 across a full year. A household on the local median income would put about 20% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is within the standard affordability guideline. The home-price-to-income ratio works out to 3.2×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 79.5% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. Gross rent folds in the utilities a tenant pays separately, so it is closer to the real monthly outlay than a headline rent figure.

All values below were released by the Census for this exact geography, with no gap-filling on our side. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.