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Pennsylvania · FIPS 42029

Chester ZIP codes — Chester County, Pennsylvania

Quick answer

Chester County is home to 540,896 residents with a median household income of $123,041 and a median home value of $461,800. 74.9% of households own their home and 5.9% of residents live below the poverty line. Looking for a Chester ZIP code? 39 ZIP code areas fall inside Chester County, Pennsylvania, listed in full below.

Population
540,896Chester County residents
Median household income
$123,041Past 12 months, inflation adjusted
Median home value
$461,800Owner-occupied units
Median gross rent
$1,691Rent plus utilities, monthly
Median age
40.7 yrsAll residents
Homeownership rate
74.9%Owner-occupied households

Chester County, PA in context

How this area compares with national benchmarks.

Chester County is a major city in Pennsylvania, with 540,896 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 40.7 years against 39.1 nationally, a slightly older profile than the country as a whole. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.

Households in Chester County earn a median of $123,041 a year, 56.7% above the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 5.9% of residents here, less than half the 12.4% national rate.

The typical owner-occupied home in Chester County is valued at $461,800, 52.2% above the national figure, while median gross rent runs $1,691 a month, 20.3% above the national figure, or roughly $20,292 across a full year. A household on the local median income would put about 16.5% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 3.8×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 74.9% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

Every value on this page is published directly by the Census for this area — nothing is modelled or interpolated. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.

ZIP codes in Chester County

ZIP code tabulation areas whose land area falls mostly in Chester County.

How to read this page

What these estimates cover.

Figures are five-year rolling averages from the American Community Survey, not single-year counts, so they describe conditions across 2019-2023 ACS 5-year rather than a single date. Median home value covers owner-occupied units as valued by their owners, and median gross rent includes utilities the renter pays. Small counties carry wide margins of error; treat single-dollar differences between neighbouring counties as noise.

Source: US Census Bureau, ACS 2019-2023 5-year estimates · rates as published for 2019-2023 ACS 5-year

Cities and towns in Pennsylvania

Largest Census places in Pennsylvania by population.

Nearby counties

Other counties in Pennsylvania.

Frequently asked questions

Common questions about this area.

What is the population of Chester County?
Chester County has 540,896 residents on Census ACS 2019-2023 ACS 5-year estimates.
What is the median household income in Chester County?
Median household income in Chester County is $123,041 a year, 56.7% above the national figure of $78,538.
How much does it cost to rent or buy in Chester County?
Median gross rent is $1,691 a month and the median home value is $461,800, so rent absorbs about 16.5% of median household income.
Is Chester County affordable compared with the rest of the US?
Homes cost about 3.8× the local median income here versus roughly 3.9× nationally, so Chester County is more affordable to buy in than the typical US market, and rent takes 16.5% of median income against the 30% cost-burden line.
How current is this Chester County data?
All figures come from the US Census Bureau American Community Survey 2019-2023 ACS 5-year five-year estimates. At this size the Census also publishes one-year estimates; the five-year values used here are steadier and let you compare against smaller neighbours on the same basis.