Garfield ZIP codes — Garfield County, Montana

Garfield County is a very small community in Montana, with 938 residents counted in the Census American Community Survey 2019-2023 ACS 5-year estimates. The median age here is 43.9 years against 39.1 nationally, a slightly older profile than the country as a whole. At this population the ACS sample is small, so the margin of error around every dollar figure below is wide — treat the numbers as a band, not a point, and expect them to move between annual releases without the place itself changing.

Households in Garfield County earn a median of $61,750 a year, 21.4% below the national figure of $78,538. The median is the midpoint household, not an average, so a handful of very high earners cannot drag it upward the way they distort a mean. Poverty reaches 12.2% of residents here, below the 12.4% national rate.

The typical owner-occupied home in Garfield County is valued at $178,300, 41.2% below the national figure, while median gross rent runs $802 a month, 43% below the national figure, or roughly $9,624 across a full year. A household on the local median income would put about 15.6% of gross pay toward that rent against the federal 30% cost-burden threshold, so renting here is cheap relative to what people here earn. The home-price-to-income ratio works out to 2.9×, against roughly 3.9× nationally, so buying is easier here than in the average US market. 70.3% of occupied homes are owner-occupied versus 65% nationally, so the market leans toward owners. The rent line includes utilities paid by the tenant, a definition worth remembering when comparing it against a landlord's quoted rate.

With 938 residents, a handful of survey responses moves every median on this page. Compare Garfield County against its county rather than against national figures.

No figure on this page is estimated by us; each one comes straight from the published ACS tables for this area. Small-area estimates still carry wider margins of error than state or national figures, so check the linked ACS tables before relying on them for lending, appraisal or legal work.