Duval County · Florida
Jacksonville cost of living (FL)
Price levels published by the Bureau of Economic Analysis for Jacksonville, FL, with the national average set to 100 — so 108 means things cost 8% more here than the US average.
Quick answer
Jacksonville costs in line with the national average — all-items price level 99.5, rank 54 of 94 covered metros. A $100,000 national-average salary needs to be $99,484 here. Utilities is the reason, at 87.5.
- All items
- 99.5US average = 100
- Housing
- 109.89.8% above the national average
- Goods
- 96.23.8% below the national average
- Other services
- 98.91.1% below the national average
Price level by component
Where the difference actually comes from.
| Component | Index | vs US | What it covers |
|---|---|---|---|
| Goods | 96.2 | -3.8% | Groceries, fuel, clothing, durable purchases. |
| Housing | 109.8 | +9.8% | Rents and imputed rents — the biggest single swing factor. |
| Utilities | 87.5 | -12.5% | Electricity, gas, water and other household energy. |
| Other services | 98.9 | -1.1% | Healthcare, dining, repairs, personal services. |
Reading the Jacksonville price level
What the 99.5 figure actually means for a household here.
Jacksonville prices sit 0.5% below the US average — an all-items parity of 99.5, rank 54 of 94 covered metros. Effectively the national average. The median covered metro reads 100.8.
Utilities drives it: 87.5, 12.5% below average. Housing pulls the other way at 109.8. The spread between the cheapest and dearest component is 22.3 points, so the headline number hides real variation — a renter and an owner in Jacksonville do not face the same cost gap versus the rest of the country.
A $100,000 national-average salary needs to be $99,484 here to buy the same basket. Run it the other way: the $66,981 median household income in Jacksonville is worth $67,328 in national-average dollars, 14.3% below the $78,538 US median. Local pay does not cover the local price level.
Parities are published for Jacksonville, FL as a whole. Neighbourhood prices inside that metro diverge widely, and BEA revises the series annually.
What your salary is worth in Jacksonville, FL
Enter a salary. We deflate it by the local price level (99.5 where 100 is the US average) and show what you would need to earn here to match the same pay somewhere average.
- Real value here
- $67,328
- Needed to match US average
- $66,635
- Monthly difference
- $-29
What a local paycheck is really worth
Nominal pay is only half the story.
$66,981 median household income in Jacksonville is worth $67,328 in national-average dollars. BEA calls that real income: income × 100 ÷ 99.5.
Frequently asked questions
Common questions about this area.
- Is Jacksonville expensive?
- No — 0.5% below the US average, rank 54 of 94 covered metros. utilities is the component furthest from average at 87.5.
- What salary do you need to live in Jacksonville, FL?
- $99,484 to match a $100,000 national-average salary. The local median household earns $66,981, worth $67,328 after adjusting for the 99.5 price level.
- Why is the cost of living low in Jacksonville?
- Utilities at 87.5 versus housing at 109.8. A 22.3-point spread between components means one category, not general inflation, sets the headline figure.
More Jacksonville data
Other Jacksonville datasets on this site.
- Jacksonville population and income
- Jacksonville sales tax rate
- Jacksonville property tax
- Jacksonville home values and rent
- Jacksonville public schools
- Jacksonville weather normals
- Jacksonville commute times
- Jacksonville jobs and wages
- Jacksonville area codes
Statewide: Florida cities · Florida ZIP codes · Florida sales tax · Florida counties
2024 BEA Regional Price Parities, published for Jacksonville, FL. Parities are metro-wide, so a single neighbourhood can sit well above or below these figures.